Skip to main content

Open House

Sunday, November 8 · 11:00 AM1:00 PM

Schedule a Visit
1 / 38

$543,000

4780 TERRACE BLUFF STREET, WINTER GARDEN, FL 34787

3D Tour
Active33 days on market

Beds

4

Baths

4

Sq Ft

2,342 sq ft

Year Built

2021

Lot Size

0.10 acres

Garage

2

About This Property

Welcome to 4780 Terrace Bluff, a 4-bedroom home in **Enclave at Hamlin** offering the kind of everyday convenience that makes Horizon West so appealing. The open-concept floor plan creates an easy flow between the kitchen, dining and living spaces, making the home comfortable for both everyday life and entertaining. A full bedroom and bath on the first floor adds valuable flexibility for guests, multigenerational living or a private home office. Upstairs, the oversized primary suite offers a spacious retreat, while the additional bedrooms provide plenty of room to grow, work or play. What really sets this home apart is the location. Living in Hamlin means restaurants, coffee shops, shopping, groceries, entertainment and everyday errands are all just minutes away. The new library and Horizon West Regional Park are nearby, Disney is close, and quick access to the 429 makes it easy to get around Central Florida. Set within a quieter neighborhood, the home gives you the benefit of being close to everything without feeling like you’re in the middle of it. The HOA also includes **lawn care and access to the community pool**, adding even more ease to everyday living. The home is zoned for Independence Elementary, Bridgewater Middle School and Horizon High School. With a flexible floor plan, low-maintenance lifestyle and one of Horizon West’s most convenient locations, this home offers a compelling combination of space, convenience and value.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446681
StatusActive
Year Built2021
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionENCLAVE/HAMLIN
CountyOrange
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, PrimaryBedroom Upstairs, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingElectric, Natural Gas

Exterior & Lot

ExteriorIrrigation System
FencingVinyl
Lot Size0.10 acres (4,250 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$846 / Quarterly
Senior CommunityNo

Financial Details

List Price$543,000
Original Price$569,900
Annual Taxes$8,315 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningP-D
Parcel #172327161300280

Schools

ElementaryIndependence Elementary
MiddleBridgewater Middle
HighHorizon High School

Directions

From 429 go south on New Indpendence PKWy, Left on Hamlin Groves trail, right into neighborhood

Location

4780 TERRACE BLUFF STREET, WINTER GARDEN, FL 34787

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedOctober 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$543,000

20% ($108,600)
6.75%

Loan Term

Principal & Interest$2,818
Property Tax (est.)$498
Insurance (est.)$150
Total Monthly$3,465
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $543,000 home in WINTER GARDEN.

🏛️

FHA Loan

$19,005 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

Call (813) 733-7907TextContact