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$279,990

3101 ROYAL TERN DRIVE, WINTER HAVEN, FL 33881

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,851 sq ft

Year Built

2019

Lot Size

0.13 acres

Garage

2

About This Property

Another Great Listing! Welcome to this 4-bedroom, 2-bathroom home, built in 2019, offering 1,851 square feet of thoughtfully designed living space. The open-concept floor plan creates a bright, inviting atmosphere, with the living, dining, and kitchen areas seamlessly connected—perfect for everyday living and entertaining. The spacious primary suite features a walk-in closet, while the primary bathroom offers dual sinks and a walk-in shower for added comfort and convenience. With a functional layout, modern design, and plenty of potential, this home is ready for you to transform it into your ideal living space. Conveniently located approximately 30 minutes from Disney, this property offers both comfort and accessibility. The home is vacant and easy to show with a lockbox. Property is being sold as-is. All buyers must view the property. Don’t miss this opportunity to make this home your own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6446739
StatusActive
Year Built2019
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKESIDE LNDGS PH 3
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, L Dining, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal
LaundryLaundry Closet, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Sidewalk
Lot Size0.13 acres (5,759 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesFire Hydrant, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$147 / Annually
Senior CommunityNo

Financial Details

List Price$279,990
Annual Taxes$6,147 (2025)
Parcel #262812531504000800

Schools

ElementaryJewett School of the Arts

Directions

est from Disney and get on I-4 West toward Tampa. Continue on I-4 West, then take exit to US-27 South toward Haines City / Winter Haven. From US-27 South follow local roads.

Location

3101 ROYAL TERN DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeXCELLENCE
ListedOctober 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$279,990

20% ($55,998)
6.75%

Loan Term

Principal & Interest$1,453
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,859
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $279,990 home in WINTER HAVEN.

🏛️

FHA Loan

$9,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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