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$434,900

1784 LAKE HARNEY ROAD, GENEVA, FL 32732

3D Tour
Active8 days on market

Beds

3

Baths

3

Sq Ft

1,220 sq ft

Year Built

2026

Lot Size

0.37 acres

Garage

,

About This Property

Welcome to this charming Geneva home with a unique layout and plenty of versatility! The main home offers 3 bedrooms and 2 bathrooms, while the downstairs features a private mother-in-law suite complete with a full kitchen and full bathroom. The downstairs area provides a wonderful option for extended family, guests, or a private living space. The raised design also offers an impressive 4-car covered carport underneath, providing plenty of room for vehicles, storage, hobbies, or outdoor entertaining. Located in the peaceful community of Geneva, this property offers a unique combination of comfortable living space, flexibility, and ample covered parking. Come see all this home has to offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6447384
StatusActive
Year Built2026
Total Rooms5
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLAKE HARNEY RANCH ESTATES LAKE SEC
CountySeminole
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air, Mini-Split Unit(s)
HeatingElectric

Exterior & Lot

ExteriorBalcony, Lighting, Other
Lot Size0.37 acres (15,900 sq ft)
Lot Dimensions100 x 134
Lot FeaturesPrivate
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Private

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$434,900
Original Price$449,900
Annual Taxes$246 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningA-1
Parcel #1420325UF00000280

Directions

From 46 head north on Jungle Rd, take a left on to Lake Harney Rd and house will be on the right

Location

1784 LAKE HARNEY ROAD, GENEVA, FL 32732

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedOctober 26, 2026

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Home Price

$434,900

20% ($86,980)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,805
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How to Buy This Home

Multiple financing options available for this $434,900 home in GENEVA.

🏛️

FHA Loan

$15,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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