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$390,000

949 FIELDSTONE WAY, HAINES CITY, FL 33844

3D Tour
Active16 days on market

Beds

4

Baths

2

Sq Ft

2,062 sq ft

Year Built

2023

Lot Size

0.28 acres

Garage

,

About This Property

Energy-Efficient 4 Bedroom Home with a view of the lake. This stunning 4-bedroom, 2-bathroom home sits at the end of a quiet cul-de-sac, offering privacy and no through traffic. 10-foot ceilings throughout, the open floor plan seamlessly connects the kitchen, living, and dining areas, perfect for entertaining. A spacious front office provides a great workspace. Designed for efficiency, this home includes solar panels that offer an estimate saving of 300+ a month and the solar panels are paid off, also included is Tesla battery that powers half the home during an outage. City water but also includes a water softener to ensure for higher quality filtration. The 3-car tandem garage offers extra storage. Enjoy peaceful backyard views from the screened-in patio, with plenty of green space for pets and play. Located in an established neighborhood with mature trees, this home offers the true small-town feel while still providing quick access to HWY 27, local shops, dining, parks, beaches, and nearby cities. A perfect blend of comfort, efficiency, and convenience! ** One bedroom does not have a closet, the autitor's site reflects a 3 bedroom home.**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6447768
StatusActive
Year Built2023
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationBlock, Slab
FacesEast
SubdivisionHAINES RDG PH 4
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Dumbwaiter
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.28 acres (12,402 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$690 / Annually
Senior CommunityNo

Financial Details

List Price$390,000
Original Price$400,000
Annual Taxes$5,574 (2025)
Parcel #272733810526000820

Directions

949 FIELDSTONE WAY

Location

949 FIELDSTONE WAY, HAINES CITY, FL 33844

Listing Information

OfficeTHE EXPERTS TEAM REALTY INC
ListedOctober 6, 2026

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Home Price

$390,000

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,531
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How to Buy This Home

Multiple financing options available for this $390,000 home in HAINES CITY.

🏛️

FHA Loan

$13,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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