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$319,000

, HAINES CITY, FL 33844

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,840 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

,

About This Property

Welcome to this beautifully maintained home located in the desirable community of Hammock Reserve in Haines City—where comfort, lifestyle, and value come together. This property offers a spacious and functional layout designed for modern living, featuring an open-concept kitchen and living area perfect for both everyday moments and entertaining. Natural light fills the home, creating a warm and inviting atmosphere throughout. Enjoy a private backyard ideal for relaxing afternoons, family gatherings, or simply unwinding after a long day. The community offers fantastic amenities including a resort-style pool, playground, and green spaces—all with an incredibly low HOA. Conveniently located just minutes from major highways, shopping, dining, and Central Florida attractions, this home is perfect for both primary residence or investment. Whether you're a first-time homebuyer, relocating, or looking to expand your portfolio, this is an opportunity you don’t want to miss. Live where comfort meets opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6447917
StatusActive
Year Built2022
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHAMMOCK RESRVE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorSmart Home, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,502 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public, Sewer Available

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$11 / Monthly
Senior CommunityNo

Financial Details

List Price$319,000
Annual Taxes$7,795 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272719744118001870

Directions

From Orlando, take I-4 W toward Tampa, then take Exit 55 for US-27 S toward Haines City. Continue on US-27 S for approximately 10 miles, then turn left onto Bates Rd. Continue straight and turn right onto US-17/92 S. Turn left onto South Blvd W, then right into Hammock Reserve community (on Orchid Dr). Continue straight and turn right onto Cassidy Ln. The property will be on your right at 3096 Cassidy Ln.

Listing Information

OfficeRE/MAX REX
ListedOctober 6, 2026

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Home Price

$319,000

20% ($63,800)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,098
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How to Buy This Home

Multiple financing options available for this $319,000 home in HAINES CITY.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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