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$345,000

536 45TH STREET COURT W, PALMETTO, FL 34221

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,036 sq ft

Year Built

1984

Lot Size

0.19 acres

Garage

0

About This Property

Welcome to your slice of boater’s paradise in Palmetto! This beautifully renovated and fully furnished 2-bedroom, 2-bath home sits high and dry, offering both peace of mind and coastal charm. Completely updated from top to bottom, the home features a brand-new metal roof (2025) and stunning luxury vinyl plank flooring throughout, creating a modern and cohesive feel. The kitchen has been tastefully redesigned with new cabinetry and elegant granite countertops, perfect for both everyday living and entertaining. Both bathrooms have been fully upgraded with stylish finishes, adding a touch of luxury to this charming home. Step outside to enjoy tiled flooring in the carport area—an ideal space to relax and take in those beautiful Florida evenings. With no HOA, you’ll have the freedom to store your RV, boat, and all your water toys with ease. Located just one block from the community boat ramp and minutes from Terra Ceia Bay, this home is perfectly positioned for anyone who loves life on the water. Opportunities like this don’t come around often—schedule your private showing today and experience the best of Florida living!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6448452
StatusActive
Year Built1984
Stories1
Total Rooms7
ConstructionBlock, Vinyl Siding, Wood Frame
RoofMetal
FoundationPillar/Post/Pier
FacesNorthwest
SubdivisionPALMETTO POINT
CountyManatee
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.19 acres (8,059 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$345,000
Annual Taxes$3,139 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF6
Parcel #2352510008

Directions

North toward Skyway Bridge on US 19. Turn left on 50th St. W. then left on 5th Ave. W. then right on 45th St. Ct. W. Home about 6 houses down on the right side.

Location

536 45TH STREET COURT W, PALMETTO, FL 34221

Listing Information

OfficeEQUITYPRO LLC
ListedOctober 8, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$345,000

20% ($69,000)
6.75%

Loan Term

Principal & Interest$1,790
Property Tax (est.)$316
Insurance (est.)$150
Total Monthly$2,256
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How to Buy This Home

Multiple financing options available for this $345,000 home in PALMETTO.

🏛️

FHA Loan

$12,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 9, 2026.

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