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$387,030

2631 PLOVER STREET, ST CLOUD, FL 34771

Active22 days on market

Beds

4

Baths

2

Sq Ft

1,921 sq ft

Year Built

2026

Lot Size

0.12 acres

Garage

2

About This Property

Discover this thoughtfully designed single-story KB Home at The Shores in St. Cloud. The open-concept floor plan features a spacious great room with high ceilings and comfortable carpeted living areas, creating an inviting space for everyday living and entertaining. The modern kitchen is equipped with a large center island, quartz countertops, 36-in. upper cabinets, a Moen® faucet, Kohler® stainless steel sink and Whirlpool® stainless steel appliances. A dedicated laundry room adds everyday convenience. The private primary suite features a spacious walk-in closet and an en suite bath with a dual-sink vanity, linen closet and walk-in shower. Outside, the covered back patio offers additional space for relaxing, outdoor dining or entertaining. Located at KB Home at The Shores in St. Cloud, this new-construction home combines a desirable single-story layout, modern finishes and functional living spaces designed for today’s lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6448632
StatusActive
Year Built2026
Total Rooms3
ConstructionBlock, HardiPlank Type, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionSHORES
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Range, Range Hood
LaundryLaundry Room
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.12 acres (5,227 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPrivate
SewerPublic Sewer
UtilitiesBB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$288 / Quarterly
Senior CommunityNo

Financial Details

List Price$387,030
FinancingCash, Conventional, FHA, VA Loan
ZoningLT
Parcel #142631530600010520

Directions

From FL Turnpike, take Exit 244/US-192 heading east. Turn right on Whip O. Will Ln. to community on the right.

Location

2631 PLOVER STREET, ST CLOUD, FL 34771

Listing Information

OfficeKELLER WILLIAMS ADVANTAGE REALTY
ListedOctober 9, 2026

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Home Price

$387,030

20% ($77,406)
6.75%

Loan Term

Principal & Interest$2,008
Property Tax (est.)$355
Insurance (est.)$150
Total Monthly$2,513
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How to Buy This Home

Multiple financing options available for this $387,030 home in ST CLOUD.

🏛️

FHA Loan

$13,546 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,352 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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