$209,900
103 N CAPE TERRACE, INVERNESS, FL 34453
Beds
3
Baths
2
Sq Ft
1,353 sq ft
Year Built
2026
Lot Size
0.31 acres
Garage
2
About This Property
Brand new 2026 construction in Inverness, Florida. Welcome home to 103 N Cape Terrace, a 3 bedroom, 2 bath block and stucco home where everything is fresh, bright, and ready for your next chapter. Step inside to soaring cathedral ceilings, recessed lighting, and gleaming marble-look tile throughout, with no carpet anywhere. The open great room flows into the dining area and kitchen, so cooking, gathering, and relaxing all happen in one inviting space. The kitchen shines with crisp white cabinetry, granite countertops, a breakfast bar, and a full stainless steel appliance package. French doors lead to the rear patio, ready for morning coffee or evenings outdoors on a generous 0.31 acre homesite. The primary suite offers a walk-in closet and private bath, and the 2-car garage includes a utility sink plus room for storage and hobbies. Just minutes from historic downtown Inverness, the Withlacoochee State Trail, Liberty Park and Wallace Brooks Park on Lake Henderson, Whispering Pines Park, and HCA Florida Citrus Hospital. Everyday shopping is close by at Publix, Aldi, Winn-Dixie, and Walmart. Street is an unpaved, privately maintained road. Buyer and/or buyer’s agent to verify all information. Schedule your private showing today. Some photos have been virtually staged.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Hwy 44, turn right on Independence Hwy, to right on Walker. Right on N Cape Ter, Home on left.
Location
103 N CAPE TERRACE, INVERNESS, FL 34453
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$209,900
Loan Term
How to Buy This Home
Multiple financing options available for this $209,900 home in INVERNESS.
🏛️
FHA Loan
$7,347 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in Inverness
More Homes in Inverness
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 23, 2026.