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$328,900

641 WATUSI WAY, ST CLOUD, FL 34772

3D Tour
Active14 days on market

Beds

3

Baths

2

Sq Ft

1,295 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

Welcome to Old Hickory, where the Seller has an FHA 3.25 assumable mortgage with ROCKET MORTGAGE for your qualified buyer. Buyer can apply with Rocket Mortgage for their 2021 move-in-ready home. This home offers a desirable open floor plan with 3 bedrooms and 2 bathrooms, providing a comfortable layout for everyday living and entertaining. Enjoy the spacious backyard featuring a Gazebo, perfect for outdoor gatherings, relaxing, or enjoying the Florida sunshine or the crisp fall weather. Resident can take advantage of the community amenities, including a swimming pool, playground, dog park, and walking areas. Conveniently located with easy commutes to Orlando International Airport, Lake Nona, Medical City, and Florida's Space Coast. Don't let your buyer miss this opportunity to make this beautiful home their own!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6450832
StatusActive
Year Built2021
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionOLD HICKORY PH 1 & 2
CountyOsceola
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.14 acres (6,098 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Monthly
Senior CommunityYes

Financial Details

List Price$328,900
Original Price$332,500
Annual Taxes$5,597 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #132630011700012290

Directions

Take 417 to Narcoossee Road, Make right on 10th St, make left on Old Hickory Tree Road, right on Nolte, left on Hickory Grovethen left on Watusi Way.

Location

641 WATUSI WAY, ST CLOUD, FL 34772

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedOctober 20, 2026

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Home Price

$328,900

20% ($65,780)
6.75%

Loan Term

Principal & Interest$1,707
Property Tax (est.)$301
Insurance (est.)$150
Total Monthly$2,158
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How to Buy This Home

Multiple financing options available for this $328,900 home in ST CLOUD.

🏛️

FHA Loan

$11,512 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,445 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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