$169,000
11481 W BAYSHORE DRIVE UNIT 105, CRYSTAL RIVER, FL 34429
Beds
2
Baths
2
Sq Ft
1,584 sq ft
Year Built
1974
Lot Size
0.04 acres
Garage
0
About This Property
Waterfront community living awaits at The Islands! This extensively updated 2-bedroom, 2-bathroom condominium offers over 1,584 sq. ft. of beautifully designed, open-concept living space along the deep-water canals of Crystal River. Step inside to a spectacular Great Room layout featuring gorgeous, premium porcelain tile flooring running seamlessly all throughout the entire home. The open floor plan flows effortlessly from the pristine kitchen, complete with a large granite island and breakfast bar seating, into a massive, sun-drenched Florida Room. Lined with multiple sets of sliding glass doors, this bonus living space opens directly to your back patio, filling the home with natural light. Boaters will fall in love with the assigned, private boat dock located on the community's concrete-capped seawall. Enjoy bridge-free, deep-water access directly out to Dixie Bay, the scenic Crystal River, and the open waters of the Gulf of America. As part of The Islands community, residents enjoy premium amenities including a heated community pool, tennis courts, and clubhouse facilities, with association dues conveniently covering maintenance of the structure, grounds, roof, pest control, trash, and base water utilities. Perfect as a coastal getaway or a permanent retreat! Restrictions apply according to association bylaws; buyer to verify exact rules, limits, and approval process directly with the condo association. All information is deemed reliable but not guaranteed and should be independently verified.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-19 in Crystal River, head West on W Fort Island Trail. Follow W Fort Island Trail for approximately 3.4 miles. Turn right onto W Bayshore Drive and continue for about 0.4 miles into the Bay Villas community. The property block 11481 will be on your left.
Location
11481 W BAYSHORE DRIVE UNIT 105, CRYSTAL RIVER, FL 34429
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$169,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $169,000 home in CRYSTAL RIVER.
🏛️
FHA Loan
$5,915 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.