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$295,000

3304 SUMMER ISLAND COURT, VALRICO, FL 33594

Active1 days on market

Beds

3

Baths

2

Sq Ft

1,182 sq ft

Year Built

2004

Lot Size

0.11 acres

Garage

0

About This Property

Beautiful and cozy 3 bedroom / 2 bath home with 1 car garage on a quiet cul-de-sac in Somerset!! With 1182 sq. ft. there is plenty of room for all your needs! The home has been completely remodeled from top to bottom, and features new luxury vinyl plank flooring throughout, granite countertops, ceiling fans in the bedrooms and living area. A new roof, heating and A/C in 2023 ensure care free maintenance. The open concept kitchen features a breakfast bar, soft close shaker cabinets, new stainless steel appliances and a gas range. Bedrooms are all about equal in size, with the master having an oversized shower in the attached en-suite. Enjoy the Florida weather inside the screened-in porch for your morning coffee and to beat the heat! Great location, not far from Westfield Mall, shopping centers, and restaurants. Commuting is a breeze.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6451042
StatusActive
Year Built2004
Total Rooms8
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSOMERSET
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Heat Pump, Natural Gas

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Lot Size0.11 acres (4,791 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$185 / Quarterly
Senior CommunityNo

Financial Details

List Price$295,000
Annual Taxes$4,528 (2025)
FinancingCash, Conventional, FHA, Other, USDA Loan, VA Loan
ZoningPD
Parcel #U20292162LA00000000100

Schools

ElementaryNelson-HB
MiddleMulrennan-HB
HighDurant-HB

Directions

Drive northeast on Front St. Right to North Valrico Road. Left to SR 60. Left to Old Mulrennan Road. Bear right onto North Mulrennan Road. Right to Indan Summer Way. Left to Summer Sails Drive. Contact owner for lock box location and code.

Location

3304 SUMMER ISLAND COURT, VALRICO, FL 33594

Listing Information

OfficeBEYCOME OF FLORIDA LLC
ListedOctober 19, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $295,000 home in VALRICO.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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