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$449,890

5064 OAK SEED WAY, ST CLOUD, FL 34771

3D Tour
Active8 days on market

Beds

5

Baths

3

Sq Ft

2,603 sq ft

Year Built

2024

Lot Size

0.10 acres

Garage

2

About This Property

Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Introducing the Talbot bungalow, a luxurious new construction former model home that masterfully blends modern design with everyday convenience. This home offers 5 bedrooms, 3 bathrooms, a loft, a covered lanai, and a 2-car rear-load garage—creating a space that is both stylish and functional. As you enter, a stunning wrap-around staircase sets the tone, leading into an open-concept living area designed for effortless flow. A private hallway off the foyer features a guest bedroom and full bath, providing a perfect space for visitors. The heart of the home is an expansive kitchen, café, and gathering room, all with seamless access to the covered lanai, ideal for indoor-outdoor living. The chef’s kitchen is a standout with its large center island, corner walk-in pantry, and Whirlpool stainless steel appliances, including a vented microwave and refrigerator. Elkin white cabinetry, a decorative tile backsplash, and quartz countertops add sophistication and practicality to the space. Upstairs, the luxurious owner’s suite is tucked away at the front of the home for ultimate privacy. The spa-inspired en suite bathroom features a glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet, offering a true sanctuary. Three additional bedrooms, located down their own private hallway, share a full bathroom, ensuring comfort and privacy. The second floor also boasts two linen closets, a laundry room, and a large loft area, perfect for flexible living. Thoughtful luxury touches throughout the home include tile flooring on the first floor (except for the first-floor bedroom, which is carpeted with plush, stain-resistant Shaw brand carpet), carpeting in the loft and second-floor bedrooms, a washer and dryer, 2” faux wood blinds, and pre-wiring for pendant lighting. Smart home features like a smart thermostat, smart doorbell, and additional LED downlights make this home as connected as it is beautiful. With its combination of luxury, convenience, and modern design, the Talbot bungalow is the perfect place to live and unwind in style.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6451645
StatusActive
Year Built2024
Stories2
Total Rooms14
ConstructionBlock, HardiPlank Type, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionTHE LANDING'S AT LIVE OAK
CountyOsceola
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room, Upper Level
WindowsBlinds, Double Pane Windows, Insulated Windows, Low-Emissivity Windows
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors
Lot Size0.10 acres (4,400 sq ft)
Lot Dimensions40 x 110
Lot FeaturesCleared, Landscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$115 / Monthly
Senior CommunityNo

Financial Details

List Price$449,890
Original Price$470,890
Annual Taxes$6,649 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #082631012800010980

Schools

ElementaryHickory Tree Elem
MiddleHarmony Middle
HighHarmony High

Directions

(From 417 North) Get on FL-417 Toll N from S John Young Pkwy.Take FL Turnpike to Kissimmee Park Rd in Osceola County. Exit 240. Take Nolte Rd and US 192. Make a right on US 192 and The Landings at Live Oak Lake will be 1 mile away on your right side.

Location

5064 OAK SEED WAY, ST CLOUD, FL 34771

Listing Information

OfficePULTE REALTY OF NORTH FLORIDA LLC
ListedOctober 22, 2026

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Home Price

$449,890

20% ($89,978)
6.75%

Loan Term

Principal & Interest$2,334
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,897
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $449,890 home in ST CLOUD.

🏛️

FHA Loan

$15,746 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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