$165,000
2055 S FLORAL AVENUE UNIT 284, BARTOW, FL 33830
Beds
2
Baths
2
Sq Ft
1,056 sq ft
Year Built
1983
Lot Size
0.10 acres
Garage
0
About This Property
Enjoy comfortable Florida living in this spacious 2-bedroom, 2-bath manufactured home in Floral Lakes, Bartow’s premier 55+ community. Offering approximately 1,104 square feet on a generous lot, this home features the rare advantage of **land ownership**—no lot rent and low monthly HOA fees. Enter through the screened porch’s sliding door into the family room, which flows into the dining area and kitchen. The second bedroom is located on the opposite side of the home. Outside, the carport offers room for a vehicle and a golf cart (not included). A spacious storage room just off the carport includes shelving, plus the washer and dryer. Notable updates include a 2024 AC unit, a 2010 TPO roof, complete CPVC repiping, and a 2019 water heater. Floral Lakes is a golf-cart-friendly community with a clubhouse, large heated swimming pool, putting green, shuffleboard courts, stocked community pond, boat ramp, and an active calendar of social clubs, dances, and potlucks. Conveniently located between Tampa and Orlando, the community is minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Association approval is required for purchase. Don’t miss this opportunity— Schedule a private showing, TODAY!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the intersection of Hwy 60 and US 98 in Bartow, head south on Shumate Dr to Clower St. Take a right on Clower St, left on Floral Ave. Enter Floral Lakes community. Follow signage to desired Lot (284).
Location
2055 S FLORAL AVENUE UNIT 284, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$165,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $165,000 home in BARTOW.
🏛️
FHA Loan
$5,775 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.