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$400,000

4700 CUMBRIAN LAKES DRIVE, KISSIMMEE, FL 34746

3D Tour
Active9 days on market

Beds

4

Baths

4

Sq Ft

1,908 sq ft

Year Built

2003

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to this inviting 4-bedroom, 3.5-bathroom home offering 1,908 square feet of comfortable living space in a desirable gated community. Featuring an open floor plan, high ceilings, and a split-bedroom layout, this home offers a wonderful combination of space, functionality, and privacy. The spacious kitchen flows seamlessly into the breakfast area and main living spaces, creating an ideal setting for everyday living and entertaining. Step outside to enjoy your private pool overlooking peaceful conservation views, providing a relaxing outdoor retreat with a natural backdrop. Enjoy added peace of mind with a new roof, new A/C condenser, new water heater, and newer pool pump. Located in a well-maintained, gated community, this property offers an appealing opportunity for a primary residence, vacation home, or short-term rental investment, subject to community rules and applicable local regulations. Don't miss this opportunity to own a versatile pool home with beautiful conservation views and valuable recent updates!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6451880
StatusActive
Year Built2003
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCUMBRIAN LAKES RESORT PH 2
CountyOsceola
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.16 acres (7,100 sq ft)
Lot FeaturesConservation Area, In County, Sidewalk
Road SurfaceAsphalt
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Child Safety Fence, Gunite, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sprinkler Recycled, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Monthly
Senior CommunityNo

Financial Details

List Price$400,000
Annual Taxes$6,104 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningKMPU
Parcel #362528127300010950

Directions

From US-192, go south on Poinciana Blvd for around 3.5 miles. Turn left into Cumbrian Lakes community. Pass the gate, follow the road, house on your right.

Location

4700 CUMBRIAN LAKES DRIVE, KISSIMMEE, FL 34746

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 22, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $400,000 home in KISSIMMEE.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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