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$309,900

6609 N GRAYTON TERRACE, CITRUS SPRINGS, FL 34433

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

1,715 sq ft

Year Built

2026

Lot Size

0.23 acres

Garage

0

About This Property

Virtually Staged. Under Construction. NEW CONSTRUCTION on a spacious half-acre lot in Citrus Springs! This 2026 block home offers 4 bedrooms, 2 bathrooms, and room to enjoy the outdoors. Inside, granite countertops, crown molding, and luxury vinyl flooring bring a polished finish to everyday living. Make it your own retreat or add a brand-new home to your investment portfolio. Enjoy the natural beauty of the Nature Coast with Rainbow Springs State Park, the Rainbow River, and the Withlacoochee State Trail nearby. Spend an afternoon on the water, explore the trails, then head into Dunnellon for riverfront dining at Swampy’s or a slice of pie at The Front Porch. Shopping, medical offices in Dunnellon, and hospital services in Crystal River and Inverness are also within the surrounding area. A fresh start, generous outdoor space, and the Florida lifestyle are waiting!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6452441
StatusActive
Year Built2026
Total Rooms8
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionCITRUS SPGS UNIT 22
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.23 acres (10,124 sq ft)
Lot Dimensions80 x 125
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,900
Annual Taxes$187 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRUR
Parcel #18E17S100220160700080

Directions

From I-75, take Exit 341 for CR 484 toward Dunnellon. Travel west on CR 484 into Dunnellon, then turn left onto US-41 South/S. Williams Street. Continue south and turn right onto W. Citrus Springs Boulevard. Turn left onto N. Elkcam Boulevard, right onto W. Gifford Lane, then right onto N. Grayton Terrace. Continue to 6609 N. Grayton Terrace

Location

6609 N GRAYTON TERRACE, CITRUS SPRINGS, FL 34433

Listing Information

OfficeINTEGRITY REALTY SERVICES LLC
ListedOctober 23, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in CITRUS SPRINGS.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 24, 2026.

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