Open House
Saturday, November 14 · 1:00 PM3:00 PM
Beds
3
Baths
2
Sq Ft
1,054 sq ft
Year Built
1952
Lot Size
0.19 acres
Garage
0
About This Property
Welcome to this charming and move-in ready single-family home in highly demanded Clearwater, FL with 3 bedrooms and 2 full bathrooms with no HOA! Nested in an enjoyable neighborhood, and minutes from local attractions, public transportation, and public park, this solid block home features approximately 1,054 square feet of living space on 8,102-square-foot lot with the entire large backyard fenced in. The home also features a renovated kitchen and primary bedroom completed in 2023, central air conditioning, public water and sewer, and a covered carport. The kitchen comes equipped with all appliances, a refrigerator, range/stove, and microwave. Bright exterior walls, decorative window accents, established landscaping and a spacious yard give the property distinctive curb appeal. With no HOA, FEMA Flood Zone X, and a convenient single-story layout, this home provides straightforward ownership without monthly association fees.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Drive east on Drew St/SR 590. Left to Cincinnati Parkway. Left to Harding St. Property is on the right.
Location
1916 HARDING STREET, CLEARWATER, FL 33765
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$349,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $349,900 home in CLEARWATER.
🏛️
FHA Loan
$12,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 11, 2026.