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$430,000

12264 HILLTOP FARMS DRIVE, DADE CITY, FL 33525

3D Tour
Active8 days on market

Beds

5

Baths

3

Sq Ft

3,531 sq ft

Year Built

2023

Lot Size

0.15 acres

Garage

3

About This Property

Short Sale. Welcome to Hilltop Point! Discover this beautifully maintained, 2023-built home offering 5 bedrooms, 3 bathrooms, a 3-car garage, and 3,531 square feet of living space in the growing Pasco County area. Designed with comfort, functionality, and flexibility in mind, this home features a well-appointed kitchen with granite countertops, stainless steel appliances, and a walk-in pantry—perfect for everyday living and entertaining. Tile flooring enhances the downstairs living areas, which also include a convenient bedroom and a versatile flex room ideal for a home office, playroom, or additional living space. Upstairs, four additional bedrooms each feature walk-in closets, while a spacious loft provides endless possibilities for a game room, media area, home gym, or relaxing retreat. A roomy interior laundry room adds everyday convenience. Step outside to the covered lanai and partially fenced backyard, where no rear neighbors adds a sense of privacy. With its modern construction, flexible floor plan, and room to accommodate a variety of lifestyles, this home offers an inviting opportunity to enjoy the comfort and convenience of the Hilltop Point community. Amenities include a beautiful pool with covered open space and playground for the little ones. Conveniently located in Dade City, with access to nearby Zephyrhills, San Antonio, and Wesley Chapel. Come and enjoy the charm of a peaceful setting while remaining within minutes of shopping, dining, schools, and mayor roadways connecting to the greater Tampa Bay area. Discover the space, flexibility, and privacy that make this house stand out!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6452591
StatusActive
Year Built2023
Total Rooms9
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionHILLTOP POINT REP
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Microwave, Range Hood, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.15 acres (6,715 sq ft)
Road SurfaceGravel
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$165 / Annually
Senior CommunityNo

Financial Details

List Price$430,000
Annual Taxes$11,399 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDH1
Parcel #212502004.0000.00026.0

Schools

ElementaryCentennial Elementary-PO
MiddleCentennial Middle-PO
HighPasco High-PO

Directions

Take I-75 N to Exit 285 Dade City/San Antonio and merge onto State Road 52 E. Continue straight on State Road 52 East to Clinton Avenue for approximately 9 miles. At light for Clinton Avenue and US 301 turn left onto US301 to Michael Street turn right go straight to Hilltop Farms Dr. turn left to property address on your right.

Location

12264 HILLTOP FARMS DRIVE, DADE CITY, FL 33525

Listing Information

OfficeSHAW SIGNATURE RE
ListedOctober 25, 2026

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Home Price

$430,000

20% ($86,000)
6.75%

Loan Term

Principal & Interest$2,231
Property Tax (est.)$394
Insurance (est.)$150
Total Monthly$2,775
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $430,000 home in DADE CITY.

🏛️

FHA Loan

$15,050 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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