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$270,000

4820 SW 107 LANE, OCALA, FL 34476

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,129 sq ft

Year Built

2001

Lot Size

0.45 acres

Garage

2

About This Property

Virtually Staged. NEARLY HALF AN ACRE, VAULTED CEILINGS, and room to spread out in Ocala Waterway Estates. This 3-bedroom, 2-bath home offers approximately 2,120 square feet, a versatile DEN/OFFICE, and a split-bedroom layout. Fresh neutral interior paint and generous windows give the living spaces a bright, open feel. A separate dining room, breakfast nook, and kitchen breakfast bar offer options for everyday meals and gatherings. The kitchen features ample cabinetry and counter space overlooking the main living area. The spacious primary suite includes dual sinks, a soaking tub, and a separate shower. Enjoy morning coffee in the ENCLOSED REAR LANAI overlooking the expansive backyard, with space to garden, entertain, or unwind. An interior laundry room, 2-CAR GARAGE, and storage shed add convenience. Major updates include a 2022 ROOF, water heater replaced in 2020, and A/C replaced in 2015.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6452721
StatusActive
Year Built2001
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionOCALA WATERWAY
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringTile, Vinyl
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySecurity System

Exterior & Lot

ExteriorSliding Doors
Other StructuresShed(s)
Lot Size0.45 acres (19,602 sq ft)
Lot Dimensions103 x 191
Lot FeaturesCleared, Cul-De-Sac
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$270,000
Annual Taxes$1,952 (2025)
FinancingCash, Conventional, FHA, FHA / 203K, VA Loan
ZoningR-1 SINGLE FAMILY DWELLIN
Parcel #3578014031

Schools

ElementaryHammett Bowen Jr. Elementary
MiddleWest Port Middle School
HighWest Port High School

Directions

Head on South Highway 200, turn left onto 60th Avenue, turn left onto 95th Street, which curves into South 49th Avenue, and turn left onto 107th Lane. Home is on the right.

Location

4820 SW 107 LANE, OCALA, FL 34476

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 30, 2026

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Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $270,000 home in OCALA.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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