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$789,999

464 ELMWOOD CIRCLE, LAKE MARY, FL 32746

3D Tour
Active1 days on market

Beds

5

Baths

3

Sq Ft

3,091 sq ft

Year Built

1991

Lot Size

0.35 acres

Garage

3

About This Property

Welcome home to this incredible custom property situated on an expansive .35-acre corner lot in a quiet cul-de-sac right in Lake Mary Woods! Inside, the home has a warm, inviting feel with durable wood-look flooring throughout the main areas and not just one, but TWO fireplaces to gather around. The main living room features a gorgeous floor-to-ceiling stacked stone fireplace with a rustic wood mantle, sitting right next to French doors that overlook to the pool. If you work from home, the private office is ready to go with high-end built-in desks, lots of storage cabinets, and great natural light through the arched window. The kitchen is truly the heart of this house, finished with custom painted cabinetry, ornate molding, granite countertops, a tumbled stone backsplash, and a gas range cooktop with built-in wall ovens. The center island under the pendant lights makes prepping dinner or hosting friends super easy! The primary suite is your own private getaway. You'll love the huge dual walk-in closets with built-in shelving systems on both sides. The primary bathroom feels like a luxury hotel, complete with a garden soaking tub, a crystal chandelier, plantation shutters, a frameless glass shower, and a custom double vanity with granite tops. Step out back into an outdoor setup made for Florida living! The screened-in pool and spillover spa are surrounded by a spacious covered lanai with high vaulted ceilings, plenty of lounging room, and a full outdoor bar and grill station for weekend BBQs. There's even a dedicated full bath with direct pool access, so guests never have to walk through the house with wet feet. Other great touches include a fully updated laundry and mudroom area with butcher block tops, an undermount utility sink, and a built-in bench. You're zoned for top Seminole County schools and just minutes from everything Lake Mary has to offer - from shops and restaurants to I-4 and 417.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6454035
StatusActive
Year Built1991
Total Rooms5
ConstructionBlock
RoofShingle
FoundationBlock
FacesSouth
SubdivisionLAKE MARY WOODS
CountySeminole
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Skylight(s), Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate
AppliancesBuilt-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryInside
WindowsShutters
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Outdoor Grill, Outdoor Kitchen, Sidewalk
Lot Size0.35 acres (15,060 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Outside Bath Access, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$789,999
Annual Taxes$5,480 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1AA
Parcel #2220305050A000040

Directions

Take Weldon Blvd. Turn left onto Lake Rd. Turn left onto Baywood Ct. Destination will be on the left

Location

464 ELMWOOD CIRCLE, LAKE MARY, FL 32746

Listing Information

OfficeCHARLES RUTENBERG REALTY ORLANDO
ListedOctober 30, 2026

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Home Price

$789,999

20% ($158,000)
6.75%

Loan Term

Principal & Interest$4,099
Property Tax (est.)$724
Insurance (est.)$150
Total Monthly$4,973
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How to Buy This Home

Multiple financing options available for this $789,999 home in LAKE MARY.

🏛️

FHA Loan

$27,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$39,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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