Beds
3
Baths
2
Sq Ft
1,670 sq ft
Year Built
2005
Lot Size
0.15 acres
Garage
2
About This Property
Welcome to Royal Harbor, one of Central Florida's desirable 55+ active adult communities, nestled along the shores of beautiful Little Lake Harris in Tavares, Florida! This beautifully updated 3 bedroom, 2 bathroom home offers the perfect combination of modern improvements, comfortable living and an exceptional Florida lifestyle. With no rear neighbors and peaceful views of the open green space, you'll enjoy an added sense of privacy right from your own backyard. Inside, the thoughtfully updated kitchen features beautiful granite countertops, refreshed cabinetry, updated appliances and an expanded opening to the family room, creating a more spacious and inviting layout. Both bathrooms have been tastefully updated, including a beautifully renovated primary shower with glass enclosure and custom vanity. Major improvements offer added peace of mind, including a NEW ROOF in 2022, HVAC in 2021, WATER HEATER in 2022 and NEW DOUBLE PANE HURRICANE WINDOWS. Additional upgrades include fresh interior and exterior paint, updated lighting and ceiling fans, newer bedroom carpeting, upgraded sliding doors and refreshed landscaping. One of the home's standout upgrades is the beautifully enclosed Florida Room featuring large operable glass windows that provide the flexibility of indoor and outdoor living. Close the windows to enjoy air conditioned comfort or open them to experience the fresh Florida breeze through the screened enclosure. Overlooking peaceful green space with no rear neighbors, this versatile space is perfect for morning coffee, entertaining guests or simply relaxing and enjoying the Florida lifestyle. Beyond your front door, Royal Harbor offers an exceptional active adult lifestyle with tennis, pickleball, bocce ball, shuffleboard, scenic walking and biking paths, a private fishing dock, lakefront pavilion and its iconic lighthouse with panoramic views of the surrounding landscape. Residents also enjoy access to private RV and boat storage. Located directly across from Hickory Point Recreation Park and its public boat ramps, this community is especially appealing to boating and outdoor enthusiasts. Just minutes from the waterfront restaurants and seaplane activity of Downtown Tavares, the historic charm of Mount Dora and the beautiful Harris Chain of Lakes, you'll discover why so many choose to call this area home. Whether you're searching for a Florida retirement home, a seasonal getaway or a full time residence in a vibrant 55+ community, this move in ready Royal Harbor home delivers the upgrades, location and lifestyle you've been looking for!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US Highway 441 in Tavares, head south on SR 19. Turn left into Royal Harbor onto Royal Harbor Boulevard. Proceed through the gated entrance and continue uphill past the lighthouse. Turn right onto Indian Ocean Loop, then left onto Portsmouth Street. Continue to 4991 Portsmouth Street.
Location
4991 PORTSMOUTH STREET, TAVARES, FL 32778
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$331,000
Loan Term
How to Buy This Home
Multiple financing options available for this $331,000 home in TAVARES.
🏛️
FHA Loan
$11,585 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,550 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.