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$499,000

2221 E HARDING ST, ORLANDO, FL 32806

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,432 sq ft

Year Built

1962

Lot Size

0.23 acres

Garage

0

About This Property

Ideally situated in Orlando’s popular **Hourglass District**, this inviting 3-bedroom, 2-bath home offers a wonderful combination of neighborhood charm, functional living space, and convenient access to everything Orlando has to offer! The open-concept design and split-bedroom floor plan provide an ideal balance of comfortable gathering spaces and privacy. The kitchen features attractive wood cabinetry and quartz countertops, seamlessly connecting to the main living area and creating a welcoming space for everyday living and entertaining. The primary bedroom is conveniently located just off the living room and features a walk-in closet, while two additional bedrooms and a full bath are privately situated on the opposite side of the home. Toward the rear, a generously sized dining room offers added flexibility and could easily serve as a second family room or additional gathering space. Step outside to enjoy the spacious, fully fenced backyard, featuring an oversized Florida room, outdoor storage shed, and plenty of room to relax, entertain, or create your own backyard retreat. Additional highlights include a two-car carport and a large utility/storage room complete with a utility sink. **Major updates include a 2020 roof, 2026 HVAC system, 2023 electrical panel, and septic system pumped in December 2025.** Enjoy being just minutes from the Hourglass District’s local restaurants, breweries, coffee shops, shopping, and parks, with convenient access to Downtown Orlando and surrounding destinations. If you're looking for a home with flexible living spaces, a spacious backyard, and a fantastic central Orlando location, this one is worth a look!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6454045
StatusActive
Year Built1962
Total Rooms9
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCLOVERDALE HEIGHTS
CountyOrange
OwnershipFee Simple

Interior Features

InteriorPrimary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room, Outside, Sink
WindowsBlinds, Rods
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk
FencingFenced, Wood
Lot Size0.23 acres (9,862 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Public, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,000
Annual Taxes$2,081 (2026)
FinancingCash, Conventional
ZoningR-2
Parcel #062330143000080

Schools

ElementaryLake Como Elem
MiddleHoward Middle
HighBoone High

Directions

Start on W Michigan St heading east, Turn left onto S Fern Creek Ave, Turn right onto E Harding St. House is on the right.

Location

2221 E HARDING ST, ORLANDO, FL 32806

Listing Information

OfficeTHE REAL ESTATE COLLECTION LLC
ListedOctober 30, 2026

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Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in ORLANDO.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 31, 2026.

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