$238,000
1417 11TH STREET, ST CLOUD, FL 34769
Beds
2
Baths
1
Sq Ft
788 sq ft
Year Built
1925
Lot Size
0.08 acres
Garage
0
About This Property
Step into a story of historic charm and modern comfort with this captivating 1925 Craftsman property, perfectly situated in the heart of historic Downtown St. Cloud. From the moment you arrive, the authentic architectural character welcomes you home. Inside, you will find 2 bright bedrooms and 1 beautifully detailed bathroom, complemented by thoughtful built-in storage that preserves the original craftsmanship while meeting today's living needs. Important modern upgrades provide complete peace of mind, including a durable metal roof, an energy-efficient tankless water heater, an updated electrical panel, and the everyday ease of a dedicated indoor laundry area. Step outside to your own private backyard oasis—a serene retreat perfect for morning coffee, evening relaxation, gardening, or outdoor gatherings. A spacious storage shed offers the ideal setup for creative hobbies, crafting, or project work, while the extended driveway provides generous parking for family and guests. With NO HOA restrictions, you have total freedom to tailor the space to your lifestyle. Nestled just moments from charming local boutiques, cozy cafes, community events, and peaceful strolls along the St. Cloud Lakefront Park, the location is unbeatable. Beyond its warmth as a cozy residence, the property's prime central positioning makes it an extraordinary opportunity for a professional office, boutique commercial space, creative studio, or income-producing investment. Experience the warmth, charm, and versatile potential for yourself—schedule your private tour today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Florida’s Turnpike, take the exit for US-192 and turn left onto Highway 192 toward St. Cloud. Turn left onto Kentucky Avenue, then turn right onto 11th Street. Continue approximately 115 feet; the property at 1417 11th Street, St. Cloud, FL 34769 will be on your right.
Location
1417 11TH STREET, ST CLOUD, FL 34769
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$238,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $238,000 home in ST CLOUD.
🏛️
FHA Loan
$8,330 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,900 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.