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$299,900

472 EMERALD COVE LOOP, LAKELAND, FL 33813

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,268 sq ft

Year Built

1996

Lot Size

0.22 acres

Garage

0

About This Property

Virtually Staged. Welcome home to Emerald Cove! This charming home is situated on a spacious corner lot in one of South Lakeland's established communities! Vaulted ceilings and an open floor plan create a bright, airy feel, with tile flooring throughout the main living areas and a kitchen featuring stainless steel appliances and a convenient breakfast bar overlooking the living space. The spacious primary suite offers its own ensuite bath and a large walk-in closet, while the updated bathrooms add a fresh, modern touch to the home. Step outside to a generously sized, fully fenced backyard offering plenty of room for entertaining, gardening, pets or simply enjoying the Florida sunshine. Just off the rear sliding glass doors, a paver patio with an arbor creating an inviting outdoor sitting area, perfect for grilling, enjoying your morning coffee or relaxing at the end of the day. The corner lot adds to the property's appeal, providing additional yard space and a more open feel. A two-car garage offers convenient parking and storage, while the South Lakeland location puts you just minutes from shopping, dining, schools and everyday conveniences along South Florida Avenue. Come check out your future home today!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #O6454590
StatusActive
Year Built1996
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionEMERALD COVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
FencingFenced, Vinyl
Lot Size0.22 acres (9,453 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageYes

HOA & Community

HOAYes
HOA Fee$150 / Quarterly
Senior CommunityNo

Financial Details

List Price$299,900
Annual Taxes$3,905 (2026)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232913140832000200

Schools

ElementaryHighland Grove Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

South on S Florida Ave, left on Fitzgerald Rd, right on Emerald Cove Loop to the address.

Location

472 EMERALD COVE LOOP, LAKELAND, FL 33813

Listing Information

OfficeLA ROSA REALTY LLC
ListedNovember 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $299,900 home in LAKELAND.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 5, 2026.

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