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$285,000

9200 E WINDWOOD LOOP, INVERNESS, FL 34450

3D Tour
Active243 days on market

Beds

3

Baths

2

Sq Ft

1,570 sq ft

Year Built

2004

Lot Size

0.34 acres

Garage

2

About This Property

This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Located in the peaceful Water Oaks subdivision of Citrus County, this residential property sits in a quiet neighborhood surrounded by multiple nearby lakes and waterways offering opportunities for boating and outdoor recreation, and is within close proximity to the Gulf Coast, making beach vacationing easily accessible. Zoned CLR (Coastal Lakes Residential), the property is intended for low-density residential use and offers a balance of privacy and convenience. Conveniently located a short drive from shopping, dining, medical facilities, and area attractions. Buyer to verify zoning, building requirements, utilities, flood zone, and intended use through Citrus County.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM717452
StatusActive
Year Built2004
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATER OAKS
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Kitchen, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters
Lot Size0.34 acres (14,850 sq ft)
Lot Dimensions110 x 135
Road SurfaceAsphalt, Concrete, Paved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$285,000
Original Price$300,000
Annual Taxes$1,637 (2025)
ZoningCLR
Parcel #20E19S230090000000360

Directions

At the intersection of E Highland Blvd and US Hwy 41, head south. Head East onto Eden Dr. Take a right heading south on E windwood Loop. The property will be on your right.

Location

9200 E WINDWOOD LOOP, INVERNESS, FL 34450

Listing Information

OfficeLPT REALTY, LLC
ListedJanuary 29, 2026

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Home Price

$285,000

20% ($57,000)
6.75%

Loan Term

Principal & Interest$1,479
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,890
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How to Buy This Home

Multiple financing options available for this $285,000 home in INVERNESS.

🏛️

FHA Loan

$9,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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