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$159,900
Beds
2
Baths
2
Sq Ft
1,144 sq ft
Year Built
1990
Lot Size
0.25 acres
Garage
2
** NEW ROOF BEING INSTALLED WEEK OF 2/23/26 !** Welcome to this beautifully updated home located in the desirable 55+ community of Spruce Creek North. Offering 2 bedrooms, 2 bathrooms, and 1,144 sq ft under heat and air (2,356 total under roof), this move-in ready residence sits on a spacious .25-acre lot with a fenced backyard, perfect for pets and added privacy. Built in 1990, this home features a two-car garage and has been freshly painted inside, giving it a clean, modern feel. Brand-new roof being installed the last week of February for peace of mind! Luxury vinyl and laminate wood plank flooring flow throughout the main living areas and bedrooms, while ceramic tile accents the kitchen and baths for durability and style. The layout offers comfortable living and dining spaces, ideal for both relaxing and entertaining. Enjoy Florida living year-round with ample covered space and room to personalize your outdoor retreat. Residents of Spruce Creek North enjoy resort-style amenities including a clubhouse, community pool, and fitness center, all within a beautifully maintained, active adult setting. Conveniently located close to shopping, restaurants, hospitals, and golf courses, with easy access to both Tampa and Orlando International Airports (approximately 1 hour 15 minutes), this home offers the perfect balance of peaceful community living and accessibility. Schedule your private showing today and start enjoying the lifestyle you deserve!
Head west on Hwy 200 (State Road 200 / SW College Rd),Turn left (south) onto SW 60th Ave, Continue south on SW 60th Ave for about 2.5 miles, Turn right onto SW 62nd terrace. Home is on Right.
10744 SW 62ND TERRACE, OCALA, FL 34476
Pick a Day
Preferred Time
Home Price
$159,900
Loan Term
Multiple financing options available for this $159,900 home in OCALA.
🏛️
$5,597 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$7,995 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 1, 2026.