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$177,800

2115 NE 38TH AVENUE, OCALA, FL 34470

3D Tour
Active226 days on market

Beds

2

Baths

2

Sq Ft

1,260 sq ft

Year Built

1983

Lot Size

0.02 acres

Garage

,

About This Property

CORNER BEAUTY! VA Assumable Loan !! Property can be Rented No Problem. Spacious 2-bedroom, 1.5-bath townhome located in the desirable Silver Pines community. This well-maintained home features both bedrooms upstairs with new carpet installed in 2023, while the main floor offers carpet & ceramic tile throughout and a spacious living area over 1200 sq ft with great flow. The updated kitchen (2023) includes new stainless-steel appliances, granite countertops, and modern cabinets with ample storage. Major upgrades include all exterior doors and windows replaced in 2022 with a lifetime warranty through Window World, a new AC unit installed in 2019, and a new roof in 2017. Enjoy the convenience of indoor laundry on the main floor and relax through the sliding glass doors onto the screened porch downstairs & balcony overlooking a fenced area. Located close to shopping, restaurants, and everyday conveniences. The HOA covers exterior pest control, insurance, grounds maintenance/ irrigation, making ownership simple. Leasing is allowed, offering flexibility for homeowners or investors. The property includes one designated parking space with additional parking available. Washer and dryer do not convey.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #OM720604
StatusActive
Year Built1983
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSILVER PINES FOREST
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Private Mailbox, Sidewalk, Sliding Doors
Lot Size0.02 acres (663 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$150 / Monthly
Senior CommunityNo

Financial Details

List Price$177,800
Original Price$199,500
Annual Taxes$2,168 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD16
Parcel #2425100108

Directions

Go North on 36th Ave, right onto NE 21st St and left on to 38th Ave, 2115 is the last unit at the end on the right side.

Location

2115 NE 38TH AVENUE, OCALA, FL 34470

Listing Information

OfficePLATINUM HOMES AND LAND REALTY
ListedMarch 12, 2026

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Home Price

$177,800

20% ($35,560)
6.75%

Loan Term

Principal & Interest$923
Property Tax (est.)$163
Insurance (est.)$150
Total Monthly$1,236
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How to Buy This Home

Multiple financing options available for this $177,800 home in OCALA.

🏛️

FHA Loan

$6,223 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,890 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 2, 2026.

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