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$299,900

5572 S MARLIN POINT, FLORAL CITY, FL 34436

Active147 days on market

Beds

5

Baths

3

Sq Ft

2,176 sq ft

Year Built

1971

Lot Size

0.43 acres

Garage

About This Property

Discover a truly one-of-a-kind waterfront home where Old Florida charm, modern updates, and an unbeatable natural setting come together. Nestled on a canal with direct access to Church Lake and the Tsala Apopka Chain of Lakes, this spacious 5-bedroom, 3-bathroom home with a dedicated office offers the perfect blend of character, functionality, and waterfront living. Originally built in 1971 as a fishing camp, the home was thoughtfully expanded in 2002 with a second-story addition, creating the spacious layout you see today while preserving its unique history and charm. Positioned directly across from the Flying Eagle Preserve, you’ll enjoy breathtaking views of thousands of acres of protected conservation land with no rear neighbors, providing exceptional privacy and abundant wildlife right outside your door. The main living area was designed to showcase the peaceful canal views, while the expansive deck offers the perfect place to relax, entertain, or enjoy your morning coffee overlooking the water. Warm wood finishes throughout the home create a welcoming atmosphere that complements its waterfront setting. The updated kitchen features stainless steel appliances, while numerous major improvements provide added peace of mind, including a new roof (2023), updated electrical panel and wiring, electric whole-house tankless water heater, new septic system and drainfield (2024), separate HVAC systems for each floor, and a replaced downstairs subfloor. Additional features include a downstairs laundry room with a convenient laundry chute, a fully fenced yard with an electric gate, and a public boat ramp located approximately 75 yards away, making it easy to enjoy boating, fishing, kayaking, and everything the Tsala Apopka Chain has to offer. Although located in a flood zone, this home has never flooded and includes a transferable flood insurance policy currently costing just $571 per year. Opportunities like this are rare. With its rich history, generous living space, extensive updates, direct water access, and protected conservation views, this is more than just a home, it’s a chance to own a truly special piece of Florida waterfront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM721089
StatusActive
Year Built1971
Total Rooms15
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesEast
SubdivisionWITHLAPOPKA ISLANDS UNIT 04A
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Thermostat
FlooringLuxury Vinyl, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Chute, Laundry Room
CoolingCentral Air, Zoned
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors
FencingChain Link, Electric
Lot Size0.43 acres (18,801 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesCanal Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$299,900
Original Price$364,900
Annual Taxes$2,512 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLRMH
Parcel #21E20S06004A002501030

Directions

From Hwy 44 / US-41 S / L on Gobbler / L on Withlapopka / L on Salmon / L on Marlin Point / home on left.

Location

5572 S MARLIN POINT, FLORAL CITY, FL 34436

Listing Information

OfficeMEEK REAL ESTATE SALES, LLC
ListedMarch 21, 2026

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Home Price

$299,900

20% ($59,980)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,981
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How to Buy This Home

Multiple financing options available for this $299,900 home in FLORAL CITY.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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