Beds
3
Baths
2
Sq Ft
2,060 sq ft
Year Built
2006
Lot Size
0.14 acres
Garage
1
About This Property
CUSTOM WATERFRONT HOME AND NEVER FLOODED! Built in 2006, this beautifully designed two-story home offers 3 bedrooms, 2 bathrooms, a one-car garage, and 2,060 square feet of living space. Perfectly positioned on a prime canal-front setting just off the Halls River, the property provides direct access to the Gulf—an exceptional opportunity for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle and SELLER WILL INSTALL A BRAND-NEW ROOF AT CLOSING. The interior presents split and open floor plans designed for both comfort and functionality. The updated kitchen features granite countertops, wood cabinetry, stainless steel appliances, a dedicated coffee bar, and a breakfast bar ideal for casual dining or entertaining. The main level includes a cozy living room, formal dining area, two guest bedrooms, full bathroom, and an interior laundry room complete with washer and dryer. Upstairs, the primary suite offers a full bathroom and is complemented by a versatile loft space perfect for a family room, media area, or home office. Outdoor living is equally impressive.....Enjoy the rear covered porch with a fully equipped summer kitchen, hot tub, and fire pit—creating the perfect setting for relaxing or entertaining, a 12x12 dock and kayak launch. Whether fishing, kayaking, or cruising to the Gulf, this location offers a true waterfront lifestyle. This custom waterfront home presents a rare opportunity to own a well-maintained, move-in-ready residence in a highly desirable boating community.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Start on S Florida Ave (US-41). Turn left onto W Homosassa Trl (CR-490). Turn right onto S Suncoast Blvd (US-19 N/US-98 N). Turn left onto W Kingston Dr. Turn left onto S Todd Pt. End at 2283 S Todd Pt
Location
2283 S TODD POINT, HOMOSASSA, FL 34448
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $400,000 home in HOMOSASSA.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.