$549,000
1326 S ESTUARY, CRYSTAL RIVER, FL 34429
Beds
3
Baths
2
Sq Ft
1,144 sq ft
Year Built
1979
Lot Size
1.50 acres
Garage
—
About This Property
Discover a rare opportunity to own a private riverfront estate in Ozello, spanning 1.5 acres with over 500 feet of natural shoreline protected by a sturdy rock seawall. This expansive property is a sanctuary, fully enclosed by a privacy fence and offering vast space for vehicle and equipment storage. Just three miles from open waters of the Gulf of Mexico, this location is a premier gateway for world-class boating and fishing. The cypress-sided residence is designed to celebrate its unique setting, featuring over 1,000 square feet of attached decking with custom railings that overlook a constant parade of Florida wildlife, including dolphins, manatees and otters. The outdoor experience is further enhanced by a paved fire pit, and a floating dock. Inside, the home features solid wood cabinetry, durable tile flooring and newer windows, with a roof replaced in 2022 for added peace of mind. The primary suite serves as a tranquil retreat with direct deck access and water views, complemented by a primary bath with a tiled shower and updated vanity. Two additional bedrooms share a newly remodeled bath featuring modern lighting, built-in shelving and a fresh vanity. From vibrant birdlife, including pelicans, ospreys and spoonbills, to the seamless flow between the indoor and outdoor entertaining spaces, this estate offers a lifestyle of proven expertise in coastal relaxation and adventure.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Turn onto W Ozello Trail, 7.3 miles down turn left onto S Estuary Dr, take a right, house is in between wood fence.
Location
1326 S ESTUARY, CRYSTAL RIVER, FL 34429
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$549,000
Loan Term
How to Buy This Home
Multiple financing options available for this $549,000 home in CRYSTAL RIVER.
🏛️
FHA Loan
$19,215 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.