1 / 57

$190,000

4556 E SHOREWOOD DRIVE, HERNANDO, FL 34442

3D Tour

Active0 days on market

Beds

Baths

Sq Ft

1,472 sq ft

Year Built

1972

Lot Size

0.35 acres

Garage

About This Property

Welcome to your fully furnished waterfront opportunity in River Lakes Manor! This charming 3-bedroom, 1-bath home offers the perfect blend of comfort, flexibility, and income potential—ideal as a primary residence, seasonal getaway, or turnkey Airbnb investment. Inside, you’ll find a spacious layout featuring both a living room and family room, plus an additional flex space that can easily serve as an office, game room, or extra sleeping area. The dining area flows nicely for everyday living or entertaining guests. Step outside and enjoy true Florida living with a newly redone boat dock, providing direct access for boating, fishing, or simply relaxing on the water. The property also offers excellent storage and parking options with a 1-car detached garage and an 2-car carport—plenty of room for vehicles, toys, or guests. Situated on a generous lot with no HOA, this property gives you the freedom to use it as you choose. Whether you’re looking for a cozy home or a ready-to-go short-term rental, this one checks all the boxes. Don’t miss your chance to own a versatile property!

Property Overview

Property TypeResidential

Sub TypeMobile Home

MLS #OM724798

StatusActive

Year Built1972

Stories1

Total Rooms7

ConstructionWood Siding

RoofShingle

FacesNorthwest

SubdivisionRIVER LAKES MANOR UNIT 01

CountyCitrus

OwnershipFee Simple

FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Vaulted Ceiling(s)

FlooringTile

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

WindowsBlinds

CoolingCentral Air

HeatingHeat Pump

SecurityClosed Circuit Camera(s)

Exterior & Lot

ExteriorLighting, Rain Gutters

FencingBoard, Chain Link, Cross Fenced

Other StructuresShed(s)

Lot Size0.35 acres (15,323 sq ft)

Lot Dimensions75 x 166

Lot FeaturesIrregular Lot, Landscaped

Road SurfacePaved

Waterfront

WaterfrontYes

FeaturesLake Front

Utilities

WaterWell

SewerSeptic Tank

UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (1 spaces)

CarportYes

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$190,000

Annual Taxes$1,799 (2025)

FinancingCash, Conventional

ZoningCLR

Parcel #19E17S360010002101210

Schools

ElementaryCentral Ridge Elementary School

MiddleCitrus Springs Middle School

HighCitrus High School

Directions

US-41 N/Hernando. Continue on N Florida Ave (US-41 N). Keep right onto N Carl G Rose Hwy (SR-200 N) toward Ocala. Turn right onto E Orchid St. Continue on E Shorewood Dr. Keep right onto E Shorewood Dr.

Location

4556 E SHOREWOOD DRIVE, HERNANDO, FL 34442

Listing Information

OfficeKELLER WILLIAMS ELITE PARTNERS II

ListedJuly 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$190,000

Down Payment20% ($38,000)

Interest Rate6.75%

Loan Term

Principal & Interest$986

Property Tax (est.)$174

Insurance (est.)$150

Total Monthly$1,310

Full Calculator →

Nearby Schools

Elementary School

Central Ridge Elementary School

View on GreatSchools →

Middle School

Citrus Springs Middle School

View on GreatSchools →

High School

Citrus High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $190,000 home in HERNANDO.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 1, 2026.