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$339,900

390 W OLYMPIA STREET, HERNANDO, FL 34442

3D Tour

Closed15 days on market

Beds

Baths

Sq Ft

1,631 sq ft

Year Built

1988

Lot Size

0.97 acres

Garage

About This Property

Discover your dream home in the desirable Citrus Hills community with this beautifully maintained 3-bedroom, 2.5-bathroom residence situated on nearly an acre of land. The interior boasts a fully remodeled kitchen and living room featuring stunning granite countertops, new floors, and an inviting electric fireplace, perfect for cozy evenings. Recent upgrades include a new roof (2022), HVAC system (2023), new AC ducts (2024), and a water heater (2025), ensuring comfort and peace of mind. Enjoy outdoor living with a large screened back porch and an oversized pool complete with several water features, surrounded by vinyl fencing and a stylish stone deck. Additional highlights include a spacious shed for extra storage and a prime location just minutes from the Suncoast Parkway exit, with convenient access to schools, restaurants, hospitals, and shopping. This home offers the perfect blend of modern updates, spacious outdoor amenities, and a prime location for comfortable Florida living.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #OM725070

StatusClosed

Year Built1988

Total Rooms6

ConstructionStucco, Wood Frame

RoofShingle

FoundationSlab

FacesNortheast

SubdivisionCITRUS HILLS 1ST ADD

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters

FlooringCarpet, Luxury Vinyl

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors

FencingVinyl

Other StructuresShed(s)

Lot Size0.97 acres (42,343 sq ft)

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesIn Ground

Utilities

WaterWell

SewerSeptic Tank

UtilitiesBB/HS Internet Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$175 / Annually

Senior CommunityNo

Financial Details

List Price$339,900

Original Price$359,900

Annual Taxes$1,910 (2024)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningCRR

Parcel #19E18S180110005000030

Schools

ElementaryForest Ridge Elementary School

MiddleLecanto Middle School

HighLecanto High School

Directions

From Hwy 44 West, turn right on S Thayer Ave, turn left on N Indianapolis Ave, turn right on W Olympia Street. Home is on the right.

Location

390 W OLYMPIA STREET, HERNANDO, FL 34442

Listing Information

OfficeSELLSTATE NGR-INVERNESS

ListedMay 21, 2026

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Home Price

$339,900

Down Payment20% ($67,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,764

Property Tax (est.)$312

Insurance (est.)$150

Total Monthly$2,225

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Nearby Schools

Elementary School

Forest Ridge Elementary School

View on GreatSchools →

Middle School

Lecanto Middle School

View on GreatSchools →

High School

Lecanto High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $339,900 home in HERNANDO.

🏛️

FHA Loan

$11,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 8, 2026.