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$204,900

6389 E HOLLY STREET, INVERNESS, FL 34452

3D Tour
Active133 days on market

Beds

3

Baths

2

Sq Ft

1,152 sq ft

Year Built

1981

Lot Size

0.22 acres

Garage

—

About This Property

Virtually Staged. Picture-perfect potential awaits at this cozy 3-bedroom, 1.5-bathroom nest, tucked away on a peaceful, paved street in the lovely Inverness Highlands neighborhood. Built in 1981 with a solid block and stucco exterior and a classic shingle roof, this sweet single-family home sits on a generous 0.22-acre lot giving you plenty of outdoor space to create your own fully fenced backyard oasis. Inside, the highly functional 1,152 square foot layout is a clean slate just waiting for your personal style and creative flair. You'll love the welcoming living room, central kitchen, and a primary bedroom that features a 1/2 bath. The home comes equipped with central air conditioning, a heat pump, and standard kitchen appliances to get you started. With absolutely no HOA fees or restrictions, you have the ultimate freedom to make this space entirely your own. Plus, it is safely situated outside of a flood zone (Zone X) for total peace of mind. Bring your design dreams and schedule your personal showing today—this little gem is ready for its next chapter!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM725641
StatusActive
Year Built1981
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionINVERNESS HIGHLANDS WEST
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.22 acres (9,599 sq ft)
Lot Dimensions80 x 120
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$204,900
Original Price$209,900
Annual Taxes$2,397 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMDR
Parcel #20E19S290010033400290

Schools

ElementaryPleasant Grove Elementary School
MiddleCitrus Springs Middle School
HighCitrus High School

Directions

From State RD 200, Take I-75 South towards Tampa, use the right lane to exit 329 for FL-44 towards Inverness/Wildwood, TR onto FL-44 Inverness/Crystal River Continue straight onto E highland Bvld, TL onto S Apopka Ave, TL onto E Holly St. House on left sign in yard

Location

6389 E HOLLY STREET, INVERNESS, FL 34452

Listing Information

OfficeLEGACY REALTY & ASSOCIATES
ListedJune 5, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$204,900

20% ($40,980)
6.75%

Loan Term

Principal & Interest$1,063
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,401
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $204,900 home in INVERNESS.

🏛️

FHA Loan

$7,172 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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