Skip to main content
1 / 66

$469,000

4351 NW 54TH TERRACE, OCALA, FL 34482

3D Tour
Active58 days on market

Beds

2

Baths

3

Sq Ft

2,059 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this beautifully appointed Declare model by Shea builders, a 2-bedroom, 2.5-bath home with a versatile bonus room, ideally situated in the highly sought-after community of Ocala Preserve. The bonus room has been enhanced with elegant French doors, providing the perfect private space for a home office, den, hobby room, or guest overflow area. Perfectly positioned on a premier lot, this home offers open views, no direct rear neighbors, and direct access to one of the community’s scenic walking paths, creating the ideal combination of privacy, convenience, and Florida lifestyle living. With over $70,000 in upgrades, including a whole-house water filtration system, this home showcases quality, style, and thoughtful design throughout. Designed with both comfort and entertaining in mind, the open-concept floor plan features upgraded tile flooring throughout and a bright, modern aesthetic. The chef-inspired kitchen is the heart of the home, boasting quartz countertops and a matching backsplash, stainless steel appliances, under-cabinet lighting, and convenient pull-out drawers for pots and pans. The oversized island provides ample prep space and seating, making it the perfect gathering place for family and friends. The spacious primary suite offers a private retreat with a luxurious ensuite bath featuring dual vanities, a frameless glass walk-in shower, and a large walk-in closet complete with custom built-in shelving and cabinetry. An oversized sliding glass door fills the living area with natural light and opens seamlessly to the screened lanai, where you can relax and enjoy the peaceful surroundings. Beautiful landscaping further enhances the home’s curb appeal and outdoor living experience. Seller would consider selling furnished. Enjoy resort-style living in Ocala Preserve, where exceptional amenities, golf, walking trails, fitness facilities, dining, pools, and an active social lifestyle are all just moments from your front door. This is Florida living at its finest.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM725737
StatusActive
Year Built2023
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionOCALA PRESERVE
CountyMarion
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOutdoor Grill, Private Yard, Sidewalk, Sliding Doors
Lot Size0.13 acres (5,663 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
ViewGarden
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,589 / Quarterly
Senior CommunityYes

Financial Details

List Price$469,000
Original Price$479,000
Annual Taxes$6,997 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #1369054100

Directions

Take US27 to Ocala Preserve entrance, straight on NW 55th Ave, roundabout 3 exit to NW 53rd aVE, left onto NW 43rd ST, right onto NW 54th Terr, home is on the right

Location

4351 NW 54TH TERRACE, OCALA, FL 34482

Listing Information

OfficeENGEL & VOLKERS OCALA
ListedMay 31, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$469,000

20% ($93,800)
6.75%

Loan Term

Principal & Interest$2,434
Property Tax (est.)$430
Insurance (est.)$150
Total Monthly$3,013
Full Calculator →

How to Buy This Home

Multiple financing options available for this $469,000 home in OCALA.

🏛️

FHA Loan

$16,415 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

Call (813) 733-7907TextContact