$244,900
428 NE 21ST TERRACE, OCALA, FL 34470
Beds
3
Baths
2
Sq Ft
1,272 sq ft
Year Built
1962
Lot Size
0.25 acres
Garage
—
About This Property
PRICE IMPROVEMENT. VACANT, EASY TO SHOW, MOVE-IN READY. Welcome home to this beautifully updated 3-bedroom, 2-bath residence tucked away on a dead-end street in a conveniently located neighborhood close to Ft King Middle School and Wyomina Park Elementary School and just minutes from downtown, and within walking distance to Heritage Nature Park. This home offers comfort, style, and plenty of outdoor space. It is just waiting for new owners. Step inside to discover modern floating laminate flooring throughout the home (original hardwood floors are still underneath), creating a seamless and contemporary feel. The updated kitchen features stylish finishes including granite countertops and updated appliances. Both bathrooms have been tastefully renovated for a fresh, modern look, which include large walk-in shower in main bathroom. Other updated features include NEW ROOF 2026, AC in 2023, windows 2021 and window blinds in 2017. Enjoy relaxing or entertaining on the wooden deck in the large fenced backyard, perfect for pets, kids, or gatherings. The double gate on one side can accommodate a boat or RV to be stored in the back yard.. The other side has a single gate to get to the spacious storage shed that adds extra storage convenience for tools or equipment. This home combines quiet neighborhood living with easy access to shopping, dining, entertainment, and downtown amenities. Don’t miss your opportunity to own this updated gem in a CONVENIENT location. MOTIVATED SELLERS.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From SR 40 West (Silver Springs Blvd) turn right onto NE 25th Ave, then turn left onto NE 3rd St, then turn right onto NE 21st Ter, home is on the left.
Location
428 NE 21ST TERRACE, OCALA, FL 34470
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$244,900
Loan Term
How to Buy This Home
Multiple financing options available for this $244,900 home in OCALA.
🏛️
FHA Loan
$8,572 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$12,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 28, 2026.