1 / 76

$320,000

1148 W DIAMOND SHORE LOOP, HERNANDO, FL 34442

3D Tour

Active38 days on market

Beds

Baths

Sq Ft

1,708 sq ft

Year Built

2005

Lot Size

0.21 acres

Garage

About This Property

MOTIVATED SELLER!! BRING ALL OFFERS!! Experience resort-style living in the highly sought-after gated community of Terra Vista, where carefree maintenance living meets luxury amenities and an active lifestyle. This beautifully maintained 3-bedroom, 2-bath home features a desirable split floor plan, offering both comfort and privacy for everyday living and entertaining. Step inside to discover recent updates throughout, including new vinyl flooring, fresh interior paint, and new exterior paint completed in 2026. The spacious living areas flow seamlessly to an extended oversized screened lanai, creating the perfect indoor-outdoor living experience for relaxing evenings or entertaining guests year-round. The fenced backyard with a convenient dog door makes this home especially pet-friendly, while the thoughtfully updated systems provide peace of mind, including a 2021 AC system enhanced with a UV light in 2025, a 2024 hot water tank, and a reverse osmosis kitchen system installed in 2025. A durable tile roof adds to the home’s long-term value and appeal. Enjoy the unmatched Terra Vista lifestyle with access to pickleball and tennis courts, resort-style swimming pools, championship golfing, and scenic surroundings — all within walking distance to dining, restaurants, and community activities. Whether you’re seeking an active lifestyle, low-maintenance living, or a peaceful retreat, this home offers the perfect blend of comfort, convenience, and resort-inspired living.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #OM726024

StatusActive

Year Built2005

Total Rooms3

ConstructionBlock, Stucco

RoofTile

FoundationSlab

FacesNorth

SubdivisionWOOD VIEW VLLAS 03

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Walk-In Closet(s)

FlooringLuxury Vinyl, Tile

AppliancesDishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Refrigerator

LaundryInside

CoolingCentral Air

HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorPrivate Yard, Sprinkler Metered

Lot Size0.21 acres (9,197 sq ft)

Lot FeaturesLandscaped, Near Golf Course

Road SurfacePaved, Asphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$200 / Monthly

Senior CommunityNo

Financial Details

List Price$320,000

Original Price$335,000

Annual Taxes$3,333 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningPDR

Parcel #18E18S250210000B00490

Schools

ElementaryForest Ridge Elementary School

MiddleLecanto Middle School

HighLecanto High School

Directions

From Lecanto (Lecanto Hwy and Norvell Bryant): Turn right onto County Rd 486 2.4 mi; Turn right onto N Terra Vista Blvd .1 mi; Turn right onto W Skyview Crossing Dr .7mi; Turn left onto W Diamond Shore Loop Destination will be on the left 0.3 mi

Location

1148 W DIAMOND SHORE LOOP, HERNANDO, FL 34442

Listing Information

OfficeAT HOME REALTY

ListedJune 5, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$320,000

Down Payment20% ($64,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,660

Property Tax (est.)$293

Insurance (est.)$150

Total Monthly$2,104

Full Calculator →

Nearby Schools

Elementary School

Forest Ridge Elementary School

View on GreatSchools →

Middle School

Lecanto Middle School

View on GreatSchools →

High School

Lecanto High School

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $320,000 home in HERNANDO.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.