$349,900
3697 SW 128TH PLACE, OCALA, FL 34473
Beds
4
Baths
2
Sq Ft
1,886 sq ft
Year Built
2020
Lot Size
0.31 acres
Garage
2
About This Property
Priced to move at $349,900, and the seller is offering assistance toward a rate buydown! A lower interest rate can mean a lower monthly payment, bringing this 2020-built home closer to what you’d pay each month for a newer, smaller home nearby. You get more space and modern finishes without stretching your budget.Located on the north side of Marion Oaks, this home is minutes from I-75 and the SR 484 corridor and within walking distance of Marion Oaks Elementary. Inside, a bright open-concept floor plan offers clean contemporary finishes and a kitchen with granite countertops that flows into the main living areas. The split-bedroom layout adds flexibility for guests or a home office, and the primary suite features a spa-inspired bath. Out back, a remote-controlled retractable awning with integrated lighting creates a comfortable outdoor space year-round. The landscaped yard adds curb appeal and privacy. A two-car garage with built-in storage completes the package. Additional financing options may be available through the seller’s preferred lender’s GreenEnergy program. Ask your agent for details; all financing is subject to qualification. Move-in ready, well maintained, and the seller is motivated. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Exit 341 off I-75 onto SR 484 East Head east on SW 484 (Marion Oaks Blvd direction) Turn right on SW 130th Avenue Turn left on SW 36th Court Road Turn right on SW 128th Place 3697 SW 128th Pl will be on your left
Location
3697 SW 128TH PLACE, OCALA, FL 34473
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$349,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $349,900 home in OCALA.
🏛️
FHA Loan
$12,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 30, 2026.