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$465,000

3946 N LONGVALLEY ROAD, HERNANDO, FL 34442

3D Tour
Active73 days on market

Beds

4

Baths

3

Sq Ft

2,478 sq ft

Year Built

2026

Lot Size

1.24 acres

Garage

2

About This Property

Virtually Staged. Offering preferred lender incentives! Brand new construction in Fairview Estates of Citrus Hills: The 2026 Major Model Awaits! This home is perfectly situated off the street on 1.24 acres with a private backyard that backs up to a dry retention area. There are 4 bedrooms, 3 bathrooms with 2,478 sq' of living space. This bright and airy home is complete with enhanced neutral finishes that create continuity throughout the space and can accommodate any decor. Low maintenance luxury vinyl plank runs throughout the home - NO CARPET- and elegant marble-like tile in all bathrooms. The kitchen includes a stainless-steel Samsung appliance package, shaker style cabinetry with 42" uppers, dovetailed base cabinets, and everything on soft close! Quartz countertops provide a durable workspace with subway tile as a backsplash accent. The home offers a triple-split floor plan with a dedicated guest wing up front, Jack-and-Jill wing in the rear, and a secluded primary suite - including an extra storage closet, oversized walk-in closet, a luxurious shower, double vanity, and a toilet room. Bathrooms include quartz countertops, Moen fixtures, comfort height elongated toilets, privacy transom windows, and wall tiles up to the ceiling to give a sense of height and grandeur. There is also a dedicated laundry room off of the garage, with a walk-in pantry and extra cabinets for storage. Other features include LED disc lighting throughout, 9'4" ceiling height, and 5.25" tall baseboards. Outside you will find double paned windows, irrigation, and a covered lanai to enjoy the outdoor view of the woods behind with room for a pool. Home sits in flood zone X, with the low HOA fee of $82.50/year and includes a home warranty. There is NO social membership! Fairview Estates is a part of The Villages of Citrus Hills and is a tucked away gem! All homes come with acre lots, creating a sense of calm, with oak lined streets and a garden atmosphere. Located about 6 miles from the Shops at Black Diamond with restaurants, grocery stores, and shopping. The home is also 1.5 miles from the 47 mile Withlacoochee bike/walking trail! You'll fall in love with this home so schedule your showing today and be ready to submit your best offer!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM726857
StatusActive
Year Built2026
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionFAIRVIEW ESTATES
CountyCitrus
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsDouble Pane Windows
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sliding Doors
Lot Size1.24 acres (54,168 sq ft)
Lot FeaturesSloped
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$83 / Annually
Senior CommunityNo

Financial Details

List Price$465,000
Original Price$479,000
Annual Taxes$408 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningLDR
Parcel #19E18S170010000G00190

Schools

ElementaryCentral Ridge Elementary School
MiddleCitrus Springs Middle School
HighLecanto High School

Directions

Headed east on E Norvell Bryant HWY, turn left on N Annapolis Ave, at first stop sign take a right on N Indianhead Rd. Turn left at N Eisenhower Ave, then right on N Longvalley Rd, home will be on your left.

Location

3946 N LONGVALLEY ROAD, HERNANDO, FL 34442

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 3, 2026

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Home Price

$465,000

20% ($93,000)
6.75%

Loan Term

Principal & Interest$2,413
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,989
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $465,000 home in HERNANDO.

🏛️

FHA Loan

$16,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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