$395,000
1410 ELGIN STREET, LAKELAND, FL 33801
Beds
3
Baths
2
Sq Ft
1,756 sq ft
Year Built
1925
Lot Size
0.31 acres
Garage
2
About This Property
RARE 1925 HISTORIC HOME • DOUBLE LOT • GUEST SUITE • 2-CAR GARAGE • This isn't another cookie-cutter Florida home. 1410 Elgin Street offers a century of character on an oversized fenced lot. From the inviting covered front porch, step inside to discover original hardwood floors, beautiful woodwork, high ceilings and a working wood-burning fireplace. The home features 3 bedrooms, 2 baths, an updated kitchen with quartz countertops and stainless-steel appliances, formal dining room, and a bright office/sunroom with its own entrance. A private guest suite with separate entrance and bath provides exceptional flexibility for family, visitors or a private home office. Outside, mature trees shade the expansive fenced yard, while the detached 2-car garage and covered carport provide abundant parking, storage and workshop space. Major improvements include updated roof, electrical, plumbing, water heater, central air and heat. Walk or bike to downtown restaurants, coffee shops, farmers market, theaters, parks, scenic lakes, cultural attractions and medical facilities, all while enjoying a residential neighborhood. A one-year home warranty is included. Schedule your private showing today. Lakeland is centrally located between Tampa and Orlando.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US 4, take Florida avenue to Main street and make a left on Fern, go two blocks and turn right on Elgin Street, home is on the left side of the road.
Location
1410 ELGIN STREET, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$395,000
Loan Term
How to Buy This Home
Multiple financing options available for this $395,000 home in LAKELAND.
🏦
Conventional
$19,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Lakeland
More Homes in Lakeland
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.