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$174,900

2008 N RETREAT, INVERNESS, FL 34453

3D Tour
Active62 days on market

Beds

3

Baths

2

Sq Ft

1,456 sq ft

Year Built

1988

Lot Size

0.45 acres

Garage

1

About This Property

Waterfront living for $220,000! Launch your airboat or simply relax by the water from your own backyard. Situated on nearly half an acre, this move in ready 3-bedroom, 2 bath manufactured home offers 1,456 of comfortable living space, plus a detached block garage/workshop perfect for hobbies, storage or projects. Whether you are looking for a full-time residence, a weekend retreat, or an investment opportunity, this property offers the Florida lifestyle you've been searching for. All of this while conveniently located close to shopping, dining and medical facilities. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #OM727092
StatusActive
Year Built1988
Total Rooms4
ConstructionVinyl Siding
RoofMetal
FoundationStilt/On Piling
FacesEast
SubdivisionPOINT LONESOME UNIT 2 (SEC 27)
CountyCitrus
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringCarpet, Vinyl
AppliancesElectric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingElectric, Natural Gas

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters
Lot Size0.45 acres (19,630 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesLake - Chain of Lakes

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Propane

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$174,900
Original Price$220,000
Annual Taxes$3,212 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningCLRMH
Parcel #1713633

Directions

From Ocala, travel down N Carl G Rose Hwy to N Florida Ave and make a left. Make a left on E Jasmine Ln. Make a left on Turner Camp Rd. Make a left on N Retreat Dr. Follow the road around and home will be located on your left.

Location

2008 N RETREAT, INVERNESS, FL 34453

Listing Information

OfficeTROPIC SHORES REALTY
ListedJune 20, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$174,900

20% ($34,980)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $174,900 home in INVERNESS.

🏛️

FHA Loan

$6,122 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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