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$279,900

10018 SW 98TH LANE, OCALA, FL 34481

3D Tour
Active32 days on market

Beds

2

Baths

2

Sq Ft

1,469 sq ft

Year Built

2019

Lot Size

0.13 acres

Garage

2

About This Property

Built 2019. Experience the best of Florida's active adult lifestyle in this highly sought-after Tamar Model SMART Home, featuring fully paid and transferable SOLAR panels, located in the desirable Crescent Ridge 3 neighborhood of On Top of the World. Combining energy efficiency, modern technology, and stylish upgrades, this move-in-ready home offers everything today's discerning buyer is looking for. The home's attractive curb appeal begins with stacked stone accent, a paver driveway and walkway leading to a stunning full-panel beveled glass entry door. Step inside and immediately appreciate the light-filled, open floor plan designed for comfortable everyday living and effortless entertaining. Just off the foyer, elegant frosted French doors open to a spacious Flex Room—perfect for a home office, hobby room, library, or additional guest space. Guests will appreciate the private bedroom and nearby full bath, while the dedicated laundry room and two-car garage provide convenience and functionality. Plantation shutters, crown molding, and 18” on diagonal tile floors (except in bedrooms) add timeless charm and create the perfect Florida ambiance. At the heart of the home is the impressive Gourmet Kitchen, thoughtfully designed for both cooking and entertaining. Features include upgraded gray cabinetry, granite countertops, custom backsplash, stainless steel appliances, natural gas range, large center island with seating, double-door pantry, and a window over the sink that fills the space with natural light. The open-concept Great Room and dining area create a welcoming gathering space and seamlessly connect to the screened lanai, making indoor-outdoor living a breeze. The private owner's suite is tucked away at the rear of the home and features a spacious walk-in closet and an ensuite bath with dual vanities and an upgraded step-in/roll-in tiled shower designed for convenience and accessibility. Step outside to the screened lanai and enjoy your morning coffee, evening cocktail, or simply relax while taking in the peaceful surroundings. The home's abundance of windows creates a bright, cheerful atmosphere throughout. Adding exceptional value are the fully paid and transferable solar panels, helping keep utility costs low, along with natural gas service for cooking and other household needs. Simply unpack and start enjoying the resort-style amenities, clubs, golf, fitness centers, pools, and active social lifestyle that make On Top of the World one of Ocala's premier 55+ communities. This exceptional home truly offers the perfect combination of comfort, efficiency, style, and carefree living. Schedule your private showing today! The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, curbside mail delivery, curbside trash & recycling pickup, 24/7 monitored gates and all the amenities that OTOW has to offer; four pools, two state of the art fitness centers, pickleball (both covered and open), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM727211
StatusActive
Year Built2019
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionON TOP OF THE WORLD
CountyMarion
OwnershipLeasehold

Interior Features

InteriorAttic Ventilator, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsDouble Pane Windows, Window Treatments
CoolingCentral Air
HeatingNatural Gas
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,663 sq ft)
Lot Dimensions44 x 124
Lot FeaturesLandscaped, Level, Near Golf Course
Road SurfacePaved, Asphalt
ViewGarden
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$494 / Monthly
Senior CommunityYes

Financial Details

List Price$279,900
Annual Taxes$3,113 (2025)
FinancingCash, Conventional, VA Loan
ZoningPUD
Parcel #3530103095

Directions

Enter OTOW via main gate on SW 99th Street Road. Follow to SW 98th Street and TURN LEFT. Follow past the Veterans Park to the 2nd street and TURN LEFT on SW 100th Terrace Road. IMMEDIATELY TURN LEFT onto SW 98th Lane. House is on right @ 10018.

Location

10018 SW 98TH LANE, OCALA, FL 34481

Listing Information

OfficeRE/MAX FOXFIRE - HWY200/103 S
ListedJune 27, 2026

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Home Price

$279,900

20% ($55,980)
6.75%

Loan Term

Principal & Interest$1,452
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,859
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How to Buy This Home

Multiple financing options available for this $279,900 home in OCALA.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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