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$298,000

9203 SE 118TH LOOP, SUMMERFIELD, FL 34491

3D Tour
Active81 days on market

Beds

3

Baths

2

Sq Ft

1,721 sq ft

Year Built

2006

Lot Size

0.14 acres

Garage

2

About This Property

Enjoy exceptional energy savings with a 29-panel solar system that has saved the homeowner thousands of dollars, with recent summer electric bills of just $50 or less! Welcome to Del Webb Spruce Creek Golf & Country Club, a gated 55+ community offering a peaceful setting and an active lifestyle. This well-maintained home also features a 2020 roof, with 13 solar panels positioned on the east side and 16 panels on the south side for impressive year-round efficiency. Conveniently located near The Villages, Belleview, and Ocala, this Citation model is ideally situated near the back gate on C25 for easy access. The desirable split-bedroom floor plan offers two bedrooms, two bathrooms, and a versatile den/flex room with French doors—perfect for a home office, hobby room, or additional guest space. The open living area features a tiled entry, comfortable carpeting, and a triple sliding glass door leading to the screened lanai, creating an inviting indoor-outdoor Florida lifestyle. The kitchen and dining areas provide a functional layout for everyday living and easy entertaining. The primary suite offers a double-sink vanity, walk-in shower, private water closet, and spacious walk-in closet. Enjoy peaceful mornings and relaxing evenings on the screened lanai, complete with painted concrete flooring. Beyond the home’s comfort and thoughtful layout, the solar panel system provides substantial ongoing savings—helping protect against rising energy costs while keeping recent summer electric bills at approximately $50 or less. Del Webb Spruce Creek offers an incredible selection of amenities, including indoor and outdoor pools, a fitness center, golf, tennis, pickleball, shuffleboard, walking trails, clubhouse dining, and countless clubs and activities. Best of all, there is NO CDD! Combining comfort, convenience, exceptional energy efficiency, and an active lifestyle, this home is a wonderful opportunity in one of Summerfield’s most sought-after communities. A transferable home warranty is also included.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM727306
StatusActive
Year Built2006
Stories1
Total Rooms3
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesNorth
SubdivisionSPRUCE CREEK COUNTRY CLUB SHERWOOD REP
CountyMarion
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.14 acres (6,098 sq ft)
Lot Dimensions58 x 106
Road SurfacePaved
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesCable Available, Electricity Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$214 / Monthly
Senior CommunityYes

Financial Details

List Price$298,000
Original Price$319,000
Annual Taxes$2,445 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPUD
Parcel #6115200005

Directions

Head toward SE 40th Loop 4.7 mi Turn left onto SE 92nd Place Rd 1.7 mi Continue onto SE 92nd Loop 3.3 mi Turn left onto E Hwy 25/Ocala Rd 1.1 mi Turn right onto Del Webb Blvd Partial restricted usage road 0.2 mi Turn left onto SE 118th Loop Restricted usage road Destination will be on the right

Location

9203 SE 118TH LOOP, SUMMERFIELD, FL 34491

Listing Information

OfficeEXP REALTY LLC
ListedJune 25, 2026

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Home Price

$298,000

20% ($59,600)
6.75%

Loan Term

Principal & Interest$1,546
Property Tax (est.)$273
Insurance (est.)$150
Total Monthly$1,969
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How to Buy This Home

Multiple financing options available for this $298,000 home in SUMMERFIELD.

🏛️

FHA Loan

$10,430 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,900 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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