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$315,000

426 ELLA AVENUE, INVERNESS, FL 34450

3D Tour
Active97 days on market

Beds

2

Baths

2

Sq Ft

1,220 sq ft

Year Built

1955

Lot Size

0.32 acres

Garage

—

About This Property

This charming waterfront property offers a serene water views, perfect for relaxing or boating. Featuring a newer roof and AC, the home ensures comfort and efficiency. Connected to public water and sewer, it includes two spacious bedrooms and two full baths, ideal for a cozy retreat or year-round living. A convenient shed provides extra storage space. Located just minutes from downtown Inverness, this home offers easy access to shopping, dining, and entertainment while maintaining a peaceful, scenic setting. Enjoy the best of a tranquil waterfront lifestyle in a prime location.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM727789
StatusActive
Year Built1955
Total Rooms6
ConstructionConcrete, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLABELLE ADD
CountyCitrus
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile
AppliancesDishwasher, Electric Water Heater, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Inside
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorGarden
Other StructuresShed(s)
Lot Size0.32 acres (14,005 sq ft)
Lot FeaturesCleared, Level
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Original Price$319,950
Annual Taxes$4,625 (2025)
ZoningLD
Parcel #20E19S180050A00400010

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

From Downtown Inverness, West onto Main Street / US 41, Right onto Line Ave, Left onto Tompkins St, Right onto Ella Ave. Property will be on the right.

Location

426 ELLA AVENUE, INVERNESS, FL 34450

Listing Information

OfficeCENTURY 21 J.W.MORTON R.E.
ListedJuly 1, 2026

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Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $315,000 home in INVERNESS.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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