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$599,000

2299 N BAYOU POINT, INVERNESS, FL 34453

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

2,315 sq ft

Year Built

2008

Lot Size

1.53 acres

Garage

About This Property

Tucked away at end of a quiet street along the Withlacoochee River, this waterfront residence is on 1.53 acres shaded by mature oak trees with 366 feet of river frontage. The property includes a private dock, a covered boathouse with a boat ramp and direct access for boating, fishing, kayaking and exploring Florida's natural waterways. Designed for comfort and functionality, the residence offers over 2,300 square feet of living space with 10-foot ceilings, skylights and expansive sliding glass doors that frame river views while filling the home with natural light. A gas fireplace serves the living room and kitchen, creating a welcoming focal point for everyday living and entertaining. The dining area is positioned to take advantage of the waterfront setting, seamlessly connecting the main living spaces. The kitchen features wood cabinetry, generous preparation and storage space and stainless steel appliances, including a five-burner gas cooktop, double built-in ovens with convection and a JennAir side-by-side refrigerator. The spacious primary suite includes a private office or library behind glass French doors, along with an updated en-suite bath featuring dual vanities and a separate shower. A guest bedroom offers direct access to the deck and generous closet space, while the third bedroom includes a Murphy bed, making it ideal as a guest room, office or hobby space. The updated guest bath features a walk-in shower with decorative tile and a glass vessel sink. The lower level provides flexible living space, including a reinforced safe room suitable for a fitness area, media room or additional gathering space and includes a custom-built wood sauna. The lower-level screened patio is designed to accommodate a hot tub and is pre-wired. Access between floors is available by a glass-enclosed staircase or a custom elevator. Outdoor living is enhanced by multiple decks overlooking the river, a recently updated dock, 25 feet of outdoor closet storage and professionally maintained grounds that attract native wildlife. Four covered carport spaces provide ample parking for vehicles, boats and recreational equipment. Recent improvements include a new roof in 2025, three-zone heating and air conditioning installed in 2018, a 25-kilowatt automatic generator with an auto-transfer switch and an in-ground propane tank for backup power. Whether you're looking for a year-round residence or a private waterfront retreat, this property offers direct river access, exceptional privacy and a setting that embraces Florida's outdoor lifestyle. Furnishings are available separately.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM728101
StatusActive
Year Built2008
Stories2
Total Rooms12
ConstructionCedar, Wood Siding
RoofShingle
FoundationBlock
FacesSouthwest
SubdivisionNEWMAN HEIGHTS UNREC
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Elevator, High Ceilings, Open Floorplan, Sauna, Skylight(s), Solid Wood Cabinets
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesBuilt-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Inside
CoolingCentral Air, Zoned
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Sauna, Sliding Doors
Other StructuresBoat House
Lot Size1.53 acres (66,675 sq ft)
Lot Dimensions366 x 294
Lot FeaturesIn County
Road SurfacePaved, Asphalt, Gravel
ViewWater
0

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Propane, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$599,000
Annual Taxes$6,954 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningCLRMH
Parcel #20E18S2600001I0C00120

Schools

ElementaryInverness Primary School
MiddleInverness Middle School
HighCitrus High School

Directions

US 41S to E. Turner Camp Rod to N. Bayou Point. From Dunnellon: Take US-41 S/N Florida Ave. Turn left onto E Jasmine Ln. Turn right onto N Twin Lakes Dr. Continue onto Twin Lake Rd. Turn left onto E Turner Camp Rd. Turn right to stay on E Turner Camp Rd. Slight right onto N Junglecamp Rd. Continue straight onto N Jennifer Ln. N Jennifer Ln turns left and becomes E Newman Dr. Turn right to stay on E Newman Dr. Turn left onto N Bayou Point.

Location

2299 N BAYOU POINT, INVERNESS, FL 34453

Listing Information

OfficePREMIER SOTHEBY'S INTERNATIONAL REALTY
ListedJuly 14, 2026

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Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,000 home in INVERNESS.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 16, 2026.

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