Skip to main content
1 / 65

$349,000

11043 W HARBOR WATCH LOOP, CRYSTAL RIVER, FL 34428

3D Tour
Active4 days on market

Beds

4

Baths

3

Sq Ft

2,050 sq ft

Year Built

1990

Lot Size

0.04 acres

Garage

About This Property

Do Not MISS THIS INCREDIBLE SAVINGS ON THIS DOUBLE UNIT CONDO and A Boat! One or more photo(s) has been virtually staged. Rare 4-Bedroom, 3-Bath Double Unit with 2 Car Covered Car Ports in Pelican Cove – Unbeatable Views & Prime Location! NOW WITH A BOAT FOR FISHING AND CRUISING WITH AN SUCCESSFUL OFFER AND CLOSING ON THIS HOME. This Boat will be yours with a successful offer. Dock Rental is reasonable and available for you. Don’t miss this rare opportunity to own one of the few double-unit condos tucked away in a quiet cul-de-sac within the highly sought-after Pelican Cove community. This spacious, maintenance-free 4-bedroom, 3-bath home includes 2 dedicated carport spaces and boasts spectacular views of a private nature sanctuary. Just a few steps away to enjoy the serene water views, with daily sightings of manatees, dolphins, ospreys, and eagles—a true Florida nature lover’s paradise, either walking along the doc or relaxing poolside in the community pool. Want to cycle, lots of space to do that and enjoy the view. Or going for a jog or walk, is refreshing and relaxing as you commune with nature! Want to boat, you can rent a private boat dock, giving you easy access to Crystal River, Kings Bay, Three Sisters Springs, and the Gulf of Mexico—ideal for boating, fishing, or simply enjoying life on the water. Pelican Cove offers an array of amenities including a community pool, tennis and pickleball courts, and proximity to a fascinating archaeological park, perfect for scenic walks. Located only 2 miles from downtown Crystal River, you’re just minutes from boutique shops, local dining, year-round festivals, and water adventures like kayaking and paddleboarding. Bonus: This home has never flooded, offering peace of mind for both full-time residents and seasonal visitors. Whether you're looking for a permanent home, a weekend getaway, or a high-potential vacation rental, this is Florida living at its finest.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #OM728361
StatusActive
Year Built1990
Stories2
Total Rooms4
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesWest
SubdivisionPELICAN COVE UNREC CONDO
CountyCitrus
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorOther
Lot Size0.04 acres (1,945 sq ft)
Lot FeaturesCul-De-Sac
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$607 / Monthly
Senior CommunityNo

Financial Details

List Price$349,000
Annual Taxes$4,156 (2025)
FinancingCash, Conventional
ZoningPDR
Parcel #17E18S170000444400380

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From hwy 19 turn into State Park, and make a left into Pelican Cove Community. Make a right and the cul de sac for Harbor Watch is right there. The double unit is 11043.

Location

11043 W HARBOR WATCH LOOP, CRYSTAL RIVER, FL 34428

Listing Information

OfficeRE/MAX FOXFIRE - HWY 40
ListedJuly 13, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,000 home in CRYSTAL RIVER.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Crystal River

More Homes in Crystal River

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 17, 2026.

Call (813) 733-7907TextContact