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$389,000

84 VINCA STREET, HOMOSASSA, FL 34446

3D Tour
Active0 days on market

Beds

4

Baths

2

Sq Ft

2,110 sq ft

Year Built

2022

Lot Size

0.28 acres

Garage

2

About This Property

Why wait to build when this beautifully maintained 2022 Adams Home is ready to welcome you home? Situated in the desirable Oak Village section of Sugarmill Woods, this thoughtfully designed home offers 4 spacious bedrooms plus a versatile den/flex room, providing flexibility and plenty of space! Step inside the nearly 2,200 sq. foot home and discover a light-filled, open-concept floor plan where oversized windows bathe the living spaces in natural light, creating a bright and welcoming atmosphere. The spacious kitchen serves as the heart of the home, featuring an inviting breakfast nook for casual dining while remaining open to the main living area—perfect for everything from busy mornings to entertaining family and friends. Just off the kitchen, a separate formal dining room offers the ideal setting for holiday meals, celebrations, or intimate dinners. Designed with both comfort and privacy in mind, the split-bedroom floor plan provides a peaceful retreat for the primary suite. Complete with elegant tray ceilings, dual walk-in closets, dual vanities, and a relaxing garden tub with a separate shower, it's a space you'll look forward to unwinding in at the end of each day. Practical features haven't been overlooked either, with a generously sized interior laundry room offering additional storage and everyday convenience. Step outside to the covered and screened lanai where you'll enjoy morning coffee, evening breezes, and uninterrupted views of the community greenbelt—meaning no rear neighbors and a peaceful natural backdrop year-round. The curb appeal is just as impressive as the interior, with minimal maintenance landscaping and an exterior that reflects true pride of ownership. Located in the heart of Sugarmill Woods, residents enjoy winding roads shaded by mature oaks, scenic greenbelts woven throughout the community, and the option to join the country club featuring golf, tennis, pickleball, fitness, dining, and year-round social activities. Spend weekends exploring the Homosassa River, public boat ramps, Crystal River, Gulf waters, world-famous manatee encounters, freshwater springs, and endless opportunities for boating, fishing, and kayaking. Conveniently located just minutes from shopping, restaurants, medical facilities, and the Suncoast Parkway, you'll enjoy an easy commute to Tampa while remaining close to everything Florida's Nature Coast has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM729094
StatusActive
Year Built2022
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionSUGARMILL WOODS OAK VILLAGE
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
LaundryInside, Laundry Room
WindowsShades
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters
Lot Size0.28 acres (12,001 sq ft)
Road SurfacePaved
ViewPark/Greenbelt, Trees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$155 / Annually
Senior CommunityNo

Financial Details

List Price$389,000
Annual Taxes$3,899 (2025)
FinancingCash, Conventional, VA Loan
ZoningPDR
Parcel #18E20S130020019600180

Directions

From US Highway 19 (Suncoast Boulevard), head east on West Oak Park Boulevard/US-98. Turn R onto Oak Village Boulevard, then R onto Lone Pine Street. Turn R onto Vinca Street. Property will be on the Right.

Location

84 VINCA STREET, HOMOSASSA, FL 34446

Listing Information

OfficeTROTTER REALTY
ListedAugust 22, 2026

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Home Price

$389,000

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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How to Buy This Home

Multiple financing options available for this $389,000 home in HOMOSASSA.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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