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$174,900

9882 SW 88TH TERRACE UNIT B, OCALA, FL 34481

3D Tour
Active97 days on market

Beds

2

Baths

2

Sq Ft

1,748 sq ft

Year Built

1994

Lot Size

,

Garage

2

About This Property

Virtually Staged. MOTIVATED SELLER! RARE FIND! HOME WARRANTY! Welcome to this Expanded Bostonian villa offering a truly distinctive setting in the desirable On Top of the World community. Looking for an end-unit villa with added privacy? This duplex-style home shares just one common wall with a neighboring residence and sits on a private corner lot surrounded by greenspace. Its elevated position further enhances the sense of privacy and separation from neighboring homes. Featuring 2 bedrooms, 2 bathrooms, and an oversized 2-car garage, this well-cared-for home offers peace of mind with a NEW 2025 roof, HVAC replaced in 2016, replumbed plumbing, and LVP flooring throughout. The inviting front porch welcomes you into a comfortable and thoughtfully designed floor plan filled with natural light and desirable features. The kitchen includes newer stainless-steel appliances, while ceiling fans throughout the home add comfort and convenience. The spacious living and dining areas provide plenty of room for everyday living and entertaining, with access to the screened lanai where you can relax and enjoy the tranquil surroundings. The primary suite offers a walk-in closet and private ensuite bath, while the guest bedroom provides a comfortable space for family or visitors. With its exceptional lot, end-unit location, and beautiful greenspace views, this Expanded Bostonian is a wonderful opportunity to enjoy the privacy and convenience that makes On Top of the World living so desirable. Enjoy all the amenities of this premier 55+ active adult community, including golf, pools, fitness centers, pickleball, clubs, entertainment, and so much more.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #OM729409
StatusActive
Year Built1994
Total Rooms3
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionON TOP OF THE WORLD
CountyMarion
OwnershipLeasehold

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingElectric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters
Lot FeaturesCleared, Corner Lot, Greenbelt, In County, Landscaped, Street Dead-End
Road SurfacePaved
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$494 / Monthly
Senior CommunityYes

Financial Details

List Price$174,900
Original Price$199,900
Annual Taxes$928 (2025)
FinancingCash, Conventional
ZoningPUD
Parcel #3530248412

Directions

Take Hwy 200 to 99th Street OTOW Entrance. After gate allows you in, follow to SW 89th Ct Rd, Turn Left. Follow to 1st Left, SW 98th St Rd. Turn Left and Follow to SW 88th Terrace. Turn Right and Follow for about 1 block. Make a right onto dead end street, home will be on your left.

Location

9882 SW 88TH TERRACE UNIT B, OCALA, FL 34481

Listing Information

OfficeON TOP OF THE WORLD REAL EST
ListedJuly 29, 2026

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Home Price

$174,900

20% ($34,980)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $174,900 home in OCALA.

🏦

Conventional

$8,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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