$210,500
10856 SW 79TH AVENUE, OCALA, FL 34476
Beds
3
Baths
2
Sq Ft
1,080 sq ft
Year Built
2024
Lot Size
0.23 acres
Garage
1
About This Property
Rare Opportunity to Own New Construction in Palm Cay! Welcome to this beautiful 2024-built home located in the highly desirable Palm Cay, a gated 55+ Community in southwest Ocala. Offering 3 bedrooms and 2 bathrooms, this move-in-ready home combines modern style, thoughtful design, and low-maintenance living in an established neighborhood where new construction is nearly impossible to find. Step inside to discover an open, inviting floor plan featuring luxury flooring throughout—no carpet anywhere! The spacious kitchen is the heart of the home, complete with stainless steel appliances, ample cabinetry, generous counter space, and a custom range hood that adds an elegant designer touch. The adjoining living and dining areas create the perfect space for entertaining or simply enjoying everyday life. Relax on the screened lanai, where you can unwind with your morning coffee or take in Florida's beautiful sunsets. The home's location also offers additional privacy with no immediate neighbor on one side. Palm Cay is a vibrant community featuring a clubhouse, swimming pool, fitness center, library, card rooms, and a full calendar of social activities. The HOA provides exceptional value by maintaining the gated entrance, clubhouse, pool, and common areas while also including twice-weekly trash pickup and twice-monthly lawn debris pickup, making it easy to enjoy a carefree lifestyle. Conveniently located just minutes from Publix, Walmart, restaurants, shopping, and medical facilities, you'll have everything you need close to home while enjoying the comfort and security of this sought-after community. Don't miss this rare opportunity to own one of the only brand-new homes in Palm Cay! Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
enter gate, turn right on 79 ave, home on the right
Location
10856 SW 79TH AVENUE, OCALA, FL 34476
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$210,500
Loan Term
How to Buy This Home
Multiple financing options available for this $210,500 home in OCALA.
🏛️
FHA Loan
$7,368 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,525 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.