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$265,000

12494 MOUNTAIN PLOVER ROAD, WEEKI WACHEE, FL 34614

3D Tour
Active43 days on market

Beds

3

Baths

2

Sq Ft

1,001 sq ft

Year Built

2023

Lot Size

0.46 acres

Garage

1

About This Property

The easiest move you will ever make! This one is TURNKEY, fully furnished, and move in ready, so all you have to bring is your suitcase. Built in 2023 and barely lived in, it still feels brand new, with luxury vinyl plank flooring, granite counters, and newer appliances throughout. Inside it is bright and open, with vaulted ceilings, a nice kitchen with a breakfast bar, and a comfortable, coastal furnished feel throughout. What really sets this one apart is how smart it was built. Upgraded double insulation, including in the garage, keeps the home efficient and the electric bills low. The insulated garage has its own mini split AC and is currently set up as a fun game and hangout room, an easy bonus space you can use as is or turn back into a garage. There is a whole house security system already in place, and the home comes with a transferable warranty for extra peace of mind. Out back you get a shaded hangout spot with lights, a fire pit, and a mini pool, perfect for winding down at the end of the day. It has been used now and then as a short term rental, so the income potential is already proven if you want to keep it going. The location is a big part of the draw. You are just minutes from Weeki Wachee Springs State Park, where the famous mermaids, crystal clear water, and the Weeki Wachee River make for easy weekends of kayaking, paddleboarding, and floating the day away. Pine Island beach, the Withlacoochee State Trail, and Gulf fishing are all close by, and everyday shopping like Publix, Target, and Home Depot is just a quick drive. When you need the city, the Suncoast Parkway puts you in Tampa in about an hour. Furnished, efficient, and ready today. Even better, OWNER FINANCING and a LEASE OPTION may be available for the right buyer, so this move could be easier than you think. Call to come see it!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #OM730270
StatusActive
Year Built2023
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationSlab
FacesNorthwest
SubdivisionROYAL HIGHLANDS
CountyHernando
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorOpen Floorplan
FlooringLuxury Vinyl
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFire Pit, Lighting, Other
Lot Size0.46 acres (20,000 sq ft)
Lot Dimensions100 x 200
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$265,000
Original Price$275,000
Annual Taxes$2,702 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, USDA Loan, VA Loan
ZoningR1C
Parcel #R0122117335003940050

Schools

ElementaryWinding Waters K8
MiddleWinding Waters K-8
HighWeeki Wachee High School

Directions

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Location

12494 MOUNTAIN PLOVER ROAD, WEEKI WACHEE, FL 34614

Listing Information

OfficeREAL BROKER LLC - OCALA
ListedSeptember 5, 2026

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Home Price

$265,000

20% ($53,000)
6.75%

Loan Term

Principal & Interest$1,375
Property Tax (est.)$243
Insurance (est.)$150
Total Monthly$1,768
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $265,000 home in WEEKI WACHEE.

🏛️

FHA Loan

$9,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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