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$385,000

65 BEACH LANE UNIT N, CRYSTAL RIVER, FL 34429

3D Tour
Active63 days on market

Beds

2

Baths

2

Sq Ft

1,311 sq ft

Year Built

1974

Lot Size

0.05 acres

Garage

—

About This Property

LIVE THE WATERFRONT LIFESTYLE YOU’VE BEEN DREAMING OF! Welcome to 65 Beach Lane, Unit N, a special waterfront townhome nestled on a crystal-clear canal with direct access to Hunter Springs and Kings Bay. Tucked just behind the iconic Pete’s Pier, this is the kind of place where everyday life feels like a vacation. Step outside and embrace the Nature Coast lifestyle with your own boat dock, ready for your next adventure. Launch your kayak or paddleboard, fish from your own backyard, or simply relax and watch manatees and dolphins make their way through the crystal-clear waters. When you’re ready for a saltwater adventure, enjoy a beautiful boat ride down the river and out to the Gulf for scalloping and saltwater fishing. It truly is the best of both worlds—freshwater fun right outside your door and Gulf adventures just a boat ride away. Inside, the open-concept living areas create a warm and inviting gathering space for family and friends. The kitchen features stainless steel appliances and granite countertops, making it both stylish and functional for everything from casual breakfasts to entertaining after a day on the water. Two spacious primary suites provide comfort and privacy, while the bonus sleeping loft provides the perfect extra space when guests come to stay. Thoughtfully designed improvements provide an added level of peace of mind for waterfront living, including waterproof spray-foam insulation, waterproof wainscoting, tile flooring, a waterproof staircase, mold-resistant Bora-Care-treated framing, and waterproof protection behind the walls. Additional quality features include tile and wood flooring throughout, top-of-the-line foam insulation in the roof designed to improve energy efficiency, solid-core interior doors, crown molding, waterproof shiplap accents, and a brand-new HVAC system. The outdoor space is where this home truly shines. Enjoy your shaded patio overlooking the crystal-clear water, ready for your morning coffee, afternoon relaxation, outdoor dining, or entertaining family and friends. As the day winds down, the west-facing waterfront setting offers a front-row seat to beautiful sunsets over Kings Bay. Located within the desirable Kings Bay Loop, you can golf cart to many of Crystal River’s favorite restaurants, shops, waterfront attractions, and the nearby Plantation Golf & Country Club. Whether you’re looking for a full-time waterfront home, weekend escape, or investment opportunity, this townhome offers something truly special—a chance to slow down, get on the water, gather your loved ones, chase sunsets, and experience the very best of Crystal River. Don’t just dream about waterfront living—make it your everyday life.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #OM730303
StatusActive
Year Built1974
Stories2
Total Rooms3
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesEast
SubdivisionONE CONDO
CountyCitrus
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Window Treatments
FlooringLuxury Vinyl, Tile, Hardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorAwning(s), Balcony
Lot Size0.05 acres (2,284 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesCanal - Freshwater, Canal Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$385,000
Annual Taxes$4,590 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR2
Parcel #17E18S2100003E00000N0

Schools

ElementaryCrystal River Primary School
MiddleCrystal River Middle School
HighCrystal River High School

Directions

From US Hwy 44, take US Hwy 19/Suncoast Blvd. south toward Crystal River. Turn right onto SE Kings Bay Drive, then right onto Beach Lane. Follow Beach Lane around and stay right; 65 Beach Lane will be on the left. Unit N.

Location

65 BEACH LANE UNIT N, CRYSTAL RIVER, FL 34429

Listing Information

OfficeMEEK REAL ESTATE SALES, LLC
ListedAugust 12, 2026

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Home Price

$385,000

20% ($77,000)
6.75%

Loan Term

Principal & Interest$1,998
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,501
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $385,000 home in CRYSTAL RIVER.

🏛️

FHA Loan

$13,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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