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$190,000

430 S SCHMIDT AVENUE, INVERNESS, FL 34450

3D Tour
Active10 days on market

Beds

2

Baths

2

Sq Ft

1,032 sq ft

Year Built

1979

Lot Size

2.12 acres

Garage

1

About This Property

Beautifully renovated and move-in ready, this charming home sits on over 2 acres tucked away in Inverness. Enjoy the stylish updates and character throughout, including barns doors in primary bedroom, neutral bright paint and updated flooring. The spacious screened-in back porch overlooks a backyard pond and perfect for relaxing or entertaining. The garage/workshop offers plenty of space for projects, hobbies, and storage. A rare opportunity to enjoy privacy, space, and comfort in a beautiful setting. This property is a must see!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #OM731152
StatusActive
Year Built1979
Stories1
Total Rooms4
ConstructionWood Frame
RoofRoof Over
FoundationOther
FacesEast
SubdivisionSTOKES COVE LAKE UNREC
CountyCitrus
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorLiving Room/Dining Room Combo, Primary Bedroom Main Floor
FlooringLuxury Vinyl
AppliancesMicrowave, Refrigerator
LaundryNone
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size2.12 acres (92,483 sq ft)
Lot Dimensions274 x 340
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$190,000
Annual Taxes$1,577 (2025)
FinancingCash, Conventional, FHA
ZoningCLRMH
Parcel #20E19S1200004E0000090

Directions

From US 41 and SR 44, head east on SR 44. Turn left on S Eden Gardens Ave. Turn left onto E. Victory Ln. Turn right onto S Schmidt Ave. Property will be on the left.

Location

430 S SCHMIDT AVENUE, INVERNESS, FL 34450

Listing Information

OfficeTROPIC SHORES REALTY
ListedAugust 27, 2026

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Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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How to Buy This Home

Multiple financing options available for this $190,000 home in INVERNESS.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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